Investing

Canadian Couch Potato (Model Portfolio Questions)

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  • Jul 16th, 2020 7:48 am
[OP]
Jr. Member
Oct 23, 2016
146 posts
79 upvotes

Canadian Couch Potato (Model Portfolio Questions)

I've been following the Canadian Couch Potato investing Model Portfolio's for about 2 years now (which has been easy/great).

I've been fully invested in the Asset Allocation ETF's (my model 50% XAW, 25% ZAG, 25% VCN).

My question is that last year, the portfolios were a little different than what is shown this year (Vanguard/iShares ETF's.).

Is there any real reason to sell off the XAW, ZAG, VCN to purchase the new Model Portfolios (VBAL/VGRO, XBAL/XGRO)?

Currently, my ideal portfolios would look like:
Savings: Full of either XBAL/VBAL
TFSA: Full of either VGRO/XGRO
RRSP: Full of either VGRO/XGRO

I've tried to search this for a bit -> but if you are aware of a similar thread, please let me know.

Appreciate all the help.
4 replies
Deal Addict
Jul 8, 2013
2885 posts
4556 upvotes
Somewhere in AB
No real reason to sell/switch.

If you're comfortable with your current portfolio and it seems that you are, just stay put.

People end up losing more money by constantly switching rather than staying invested. Keep at it!
Be Balanced. Be Diversified. Stay Invested.
Deal Addict
User avatar
Nov 18, 2007
3529 posts
635 upvotes
Corktown
There will come a time when some rebalancing will be needed. That could be the time to sell individual ETFs and move into the all-in-one ETF.
[OP]
Jr. Member
Oct 23, 2016
146 posts
79 upvotes
Perfect.

Thanks everyone - appreciate all the help!

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