I don't think such a card exists; not for under $150 annual fee. You're probably better off with an actual CAA membership and a freemium card.WinterSleep wrote: ↑ I am trying to find a CC that has the following:Any suggestions?
- Rental car insurance
- Trip interruption/cancellation/baggage insurance
- Road side assistance (CAA replacement)
Yeah I was thinking that might be an option... though 5km towing radius is pretty small...
^no roadside assistance...superangrypenguin wrote: ↑Desjardins Gold Odyssey card.
The road-side assistance is an add-on and costs nearly same as CAA membershipEdisonL299 wrote: ↑ BMO Cash Back WE. $120 annual fee or no annual fee through #bankup.
BMO WE. $150 annual fee or no annual fee through #bankup.
WinterSleep wrote: ↑ I am trying to find a CC that has the following:+1
- Rental car insurance
- Trip interruption/cancellation/baggage insurance
- Road side assistance (CAA replacement)
Yes but the FX-fee-free Home Trust Preferred Visa already includes some insurances like "Auto Rental Collision/Loss Damage Insurance" along with its free basic roadside assistance so you just need a premium travel card for the rest.
However, if original OP list for that "CAA replacement" meant really replace a premium/plus level rather than basic one because expect longer distance towing incidents beyond 5km to be included as per OP's recent reply, then you may wish to also consider Canadian Tire Roadside Assistance which appears to be popular here during their seasonal 50% off promos as found here : https://forums.redflagdeals.com/canadia ... 3-2145423/ (others here and there will have to chime in for your questions on it as don't have this CTC deal)
The only catch is hoping you don’t get declined for the card.WinterSleep wrote: ↑ Yeah I was thinking that might be an option... though 5km towing radius is pretty small...
Having said that, it also says it has car rental.. is that for real?
No annual fee, no foreign transaction fee, road side, AND car rental!? Is there a catch?
Why would I get declined?starchoice wrote: ↑ The only catch is hoping you don’t get declined for the card.
There's a whole thread about it in the credit card forum... seems like it's hit or miss whether you get approved or not, even with excellent credit.WinterSleep wrote: ↑ Why would I get declined?
oh... any idea what factors?superfresh89 wrote: ↑ There's a whole thread about it in the credit card forum... seems like it's hit or miss whether you get approved or not, even with excellent credit.
It certainly used to, but I'm not so sure anymore. If you look on page 21 of this benefits guide (which may be out of date), it says: "With the BMO CashBack World Elite Mastercard, you will receive a free membership of the Dominion Automobile Association and the benefits of their BMO Roadside Assistance Program (Basic Coverage)."
I would trust the most current benefits guide over the webpage notes. The roadside assistance benefit is included in both the "Benefits Guide" you found and the more comprehensive "Information Guide" which is accessed directly from the credit card info page https://www.bmo.com/pdf/cashback-world-elite-en.pdfddot98 wrote: ↑ It certainly used to, but I'm not so sure anymore. If you look on page 21 of this benefits guide (which may be out of date), it says: "With the BMO CashBack World Elite Mastercard, you will receive a free membership of the Dominion Automobile Association and the benefits of their BMO Roadside Assistance Program (Basic Coverage)."
And if you look back at an old copy of the webpage from the wayback machine, it talks about the "Complimentary Roadside Assistance Program" right on the main page.
But looking at the current main page, I don't see an indication of it anymore. Was this another change BMO snuck in with all their other recent changes? Or maybe I'm just blind.
