Credit Cards

Capital One approval

  • Last Updated:
  • Aug 15th, 2017 10:10 am
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[OP]
Jr. Member
Mar 17, 2012
104 posts
8 upvotes
Eastern Ontario

Capital One approval

We were approved for a capital one guaranteed MC. The approval didn't say anything about security--just that the card would arrive in 7-10 days. Does that mean no deposit is necessary?
4 replies
Deal Addict
Sep 28, 2006
2054 posts
346 upvotes
Downtown Toronto
yeah you're good, probably will get a $300, $500 of if you are lucky a $1000 start credit line.
Deal Addict
User avatar
Jan 18, 2015
1107 posts
1659 upvotes
Cornwall, ON
I would cross my fingers, but don't be surprised if you get a letter requesting funds first. When I got my secured card approved, and when I got my Unsecured card approved, it looked identical until I got it in the mail. But that was years ago...Still, you're more likely to get an unsecured card than not most of the time, or one with just a very small deposit like $75 for $300 CL. Capital One can be generous with approvals for small unsecured lines though, so I wouldn't be surprised.
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[OP]
Jr. Member
Mar 17, 2012
104 posts
8 upvotes
Eastern Ontario
They are regular Gold Mastercard with $1000 limit so we were told.
Deal Addict
User avatar
Jan 18, 2015
1107 posts
1659 upvotes
Cornwall, ON
momofmen wrote: They are regular Gold Mastercard with $1000 limit so we were told.
Well congrats! Always when in doubt, I just call them lol. They seem to start a lot of people off with the $1k. It's an excellent credit builder.
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Kept Amazon.ca Sorting Tool: https://katrina.life/s/
* One google ad cover's the extra bandwidth
.
NoAF CB Combo:
(1) 4%/1.5% Simplii (2) 3% BMO CB MC (3) 2% Tang (4) 2%/1.25% Amex SC (5) 2% (Cell warranty) Desjardins

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