CapitalOne and Paybright

WayneW8682 wrote: ↑ So I decided to get the new Samsung Tablet on pre-order and saw that they were offering 0% interest and using PayBright as a lender over 12, 24 or 36 months. But when it came time to put in my CC number (sadly only Visa & MC accepted), it kept rejecting the MasterCard saying that “only Canadian cards accepted”. In the end I put in my Visa debit card number cos my other cards are Amexes.

Decided to write them about it and then came across a Q&A where it said that Capital One cards cannot be used.

Anyone know the reason why? I was ‘offered’ a 100% chance of approval on both Capital One Platinum cards recently but am holding off after this experience. And they were only offering $1000_$3000 CL.

I’m looking for another card to replace Capital One. I started out with them 4 years ago as a credit builder but haven’t seen much advantage of holding onto them since.

WayneW8682 wrote: ↑ So I decided to get the new Samsung Tablet on pre-order and saw that they were offering 0% interest and using PayBright as a lender over 12, 24 or 36 months. But when it came time to put in my CC number (sadly only Visa & MC accepted), it kept rejecting the MasterCard saying that “only Canadian cards accepted”. In the end I put in my Visa debit card number cos my other cards are Amexes.

Decided to write them about it and then came across a Q&A where it said that Capital One cards cannot be used.

Anyone know the reason why? I was ‘offered’ a 100% chance of approval on both Capital One Platinum cards recently but am holding off after this experience. And they were only offering $1000_$3000 CL.

I’m looking for another card to replace Capital One. I started out with them 4 years ago as a credit builder but haven’t seen much advantage of holding onto them since.

Kiraly wrote: ↑ According to the Q&A you are talking about, Capital One does. You'll have to ask Capital One, which is exactly what that link says you should do.

kocoman wrote: ↑Link to paybright pay no interest from visa .. how does that work in detail? Thx

Wydrazor wrote: ↑ As far as I know, Capital One Platinum is a U.S.-only CC. In Canada, there's the "Guaranteed" one's for credit building, and then the Aspire cards that give roughly 1% on everything. There were the grandfathered cards with CapOne, but I don't think neither of them were called 'Platinum' at all. So I'm thinking the current CapOne card you have right now is a U.S.-based CC.

coolintheshade wrote: ↑ He likely has the Aspire Platinum Travel.
I used to have that card, and on the statement, it just says Platinum MasterCard.