Car insurance for a car not being driven. New driver.
My step mother inherited her father's car and is gifting me hers.
The problem is, I only have my G1, and won't be able to get my G2 until November.
The plan is to store the car in my mother's garage with no one driving it until I get my G2. At that point I will be allowed to apply for insurance.
If the car is being stored inside the house, do I need to get theft and fire coverage, or will house insurance cover that? I know that I can't have insurance to drive the car without a G2, but can I get theft and fire insurance on its own with just a G1?
The back-up plan is for my mother to take it under her full insurance as a second car (as the primary), but then remove everything from the plan but theft and fire. I would like to avoid this if possible though. Once I get my G2, I would apply for my own insurance as the primary.
I live in Ottawa, and the car is a 2010 Honda civic LX-S. I am 23 years old.