Car Insurance for Child who just got G2

Yes

Yes.

Be glad she's a daughter not a son.

If she’s in the same household. Yes.

KevinM56081 wrote: ↑ Yes.

Be glad she's a daughter not a son.

Not really:


Young ppl do stupid shit, esp. when it comes to driving. It also often turns out badly, largely because driver training, testing, and licensing is so pathetic in places like Can, US.

Yes, you should. I think it also benefits her in the future with insurance as well but I can't exactly remember.

ronatola wrote: ↑ So my Daughter just passed her drivers test and now has her G2. 1 step away from full fledged G license.
She will rarely be driving either of my 2 cars. Maybe twice per week for less than 50 KMs/Week
Do I need to put her on my Car Insurance as an occasional driver?

Yes

ES_Revenge wrote: ↑ Not really:


Young ppl do stupid shit, esp. when it comes to driving. It also often turns out badly, largely because driver training, testing, and licensing is so pathetic in places like Can, US.

My 24 yo coworker destroyed a 50k suv in an accident she was at fault for. She pays less then I did at 19 years old for a $2500 shitbox woth liability. Be glad she doesn't have a penis.

Like an above poster mentioned it will greatly benefit her in the future when she eventually gets her own insurance. One really important thing is keeping records for her proof that she was insured so in the future when she goes solo it won't be like it's her first time being insured and gets charged the insane first time driver or whatever rate

Problem solved.

https://nationalpost.com/news/canada/al ... r-any-more

KevinM56081 wrote: ↑ Yes.

Be glad she's a daughter not a son.

Indeed. My son got his G2 in September and the cost to add him to just one of our vehicles as an occasional driver was breathtaking.

Yes. For me it will not be free. Kid gotta pay out of pocket for their portion.

KevinM56081 wrote: ↑ My 24 yo coworker destroyed a 50k suv in an accident she was at fault for. She pays less then I did at 19 years old for a $2500 shitbox woth liability. Be glad she doesn't have a penis.

Ah yes on insurance cost that's a good point perhaps. In term of her possibly doing something stupid and destroying a car or hurting herself...you never know. Well I mean if it's your kid you probably should have a good idea of their propensity for doing stupid shit (or not); but, a lot of times parents are also "shocked their son/daughter would do something like this" so yeah.

VanillaDonut wrote: ↑ Yes, you should. I think it also benefits her in the future with insurance as well but I can't exactly remember.

As someone who didn’t get the benefit of this , I can attest to the thousands yearly you’re saving your daughter by doing this.

im 19yo male in kitchener on paying $293/mo for a 2011 ford ranger :/ g2 btw

WOW that's alot.

yes you need to advise your insurance that she now has her G2. if you are currently the only lic'd driver in the household with 2 cars, she will now be primary on one of them. 2 cars need 2 drivers. If your daughter is now the 3rd licd op in the houshold, you'll just add her as an occ'l op. Make sure you provide your insurer with her drivers history report which you can get from service ontario to show her completion of drivers ed.

ronatola wrote: ↑ So my Daughter just passed her drivers test and now has her G2. 1 step away from full fledged G license.
She will rarely be driving either of my 2 cars. Maybe twice per week for less than 50 KMs/Week
Do I need to put her on my Car Insurance as an occasional driver?

ronatola wrote: ↑ WOW that's alot.

Depends. If its 293/mo as a primary driver, thats getting off easy. If that is the cost as an occasional driver, yup its a bit high.

ronatola wrote: ↑ So my Daughter just passed her drivers test and now has her G2. 1 step away from full fledged G license.
She will rarely be driving either of my 2 cars. Maybe twice per week for less than 50 KMs/Week
Do I need to put her on my Car Insurance as an occasional driver?

According to my insurance company, you have to either add a G2 driver to the policy or sign an exclusion promising that they will not drive any of your vehicles.

KevinM56081 wrote: ↑ Yes.

Be glad she's a daughter not a son.

are we now, able to sue Insurance companies for discrimination against genders?

And with all the identity politics, can an 18yo male identify himself as 45yo female to get cheap rate?