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Car rental question

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  • May 24th, 2020 6:15 pm
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May 24th, 2020 4:01 pm
mjw071284 [OP]
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Apr 13, 2017
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Edmonton

May 24th, 2020 4:01 pm

Car rental question

I am renting a car in BC and I am a resident of Vancouver. I have a credit card that covers damage to the car etc but does not cover 3rd party liability. I read that in BC all rentals come with 200k of liability coverage included in the price. Is this true? I do not drive so have no personal icbc policy.
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May 24th, 2020 4:50 pm
Kiraly
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Jan 9, 2011
18704 posts
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Vancouver

May 24th, 2020 4:50 pm

If you have a valid BCDL then you automatically have $200k of liability, no car ownership required. If you want more like $1M, you’ll get a better deal from any autoplan broker than from any rental agent.

PS I just saw “I do not drive” presumably you didn’t really mean that lol
May 24th, 2020 5:19 pm
thriftshopper
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Jul 7, 2017
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SW corner of the cou…

May 24th, 2020 5:19 pm

If you are sufficiently concerned about insurance, you can buy ICBC rental car insurance on a per-occasion basis.

https://www.icbc.com/insurance/products ... hicle.aspx
Kiraly wrote: ↑ If you have a valid BCDL then you automatically have $200k of liability, no car ownership required.
Can you point to an official citation for that? I just thought all BC-registered cars had to have $200k of liability which is included in basic insurance, and that had nothing to do with DL.
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May 24th, 2020 6:15 pm
Kiraly
Deal Expert
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Jan 9, 2011
18704 posts
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Vancouver

May 24th, 2020 6:15 pm

thriftshopper wrote: ↑ If you are sufficiently concerned about insurance, you can buy ICBC rental car insurance on a per-occasion basis.

https://www.icbc.com/insurance/products ... hicle.aspx



Can you point to an official citation for that? I just thought all BC-registered cars had to have $200k of liability which is included in basic insurance, and that had nothing to do with DL.
Page 20 of this PDF: https://www.icbc.com/insurance/Document ... ochure.pdf

As a B.C. motorist, you also have $200,000 (Cdn) of Third Party Liability coverage by possessing a valid B.C. driver’s licence. Some conditions apply and you should discuss these with your Autoplan broker.
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