Automotive

Car rental question

  • Last Updated:
  • May 24th, 2020 6:15 pm
[OP]
Newbie
Apr 13, 2017
76 posts
18 upvotes
Edmonton

Car rental question

I am renting a car in BC and I am a resident of Vancouver. I have a credit card that covers damage to the car etc but does not cover 3rd party liability. I read that in BC all rentals come with 200k of liability coverage included in the price. Is this true? I do not drive so have no personal icbc policy.
3 replies
Deal Guru
User avatar
Jan 9, 2011
10117 posts
12093 upvotes
Vancouver
If you have a valid BCDL then you automatically have $200k of liability, no car ownership required. If you want more like $1M, you’ll get a better deal from any autoplan broker than from any rental agent.

PS I just saw “I do not drive” presumably you didn’t really mean that lol
Deal Fanatic
Jul 7, 2017
5665 posts
2498 upvotes
SW corner of the cou…
If you are sufficiently concerned about insurance, you can buy ICBC rental car insurance on a per-occasion basis.

https://www.icbc.com/insurance/products ... hicle.aspx
Kiraly wrote: If you have a valid BCDL then you automatically have $200k of liability, no car ownership required.
Can you point to an official citation for that? I just thought all BC-registered cars had to have $200k of liability which is included in basic insurance, and that had nothing to do with DL.
Cream rises to the top. So does scum.
Deal Guru
User avatar
Jan 9, 2011
10117 posts
12093 upvotes
Vancouver
thriftshopper wrote: If you are sufficiently concerned about insurance, you can buy ICBC rental car insurance on a per-occasion basis.

https://www.icbc.com/insurance/products ... hicle.aspx



Can you point to an official citation for that? I just thought all BC-registered cars had to have $200k of liability which is included in basic insurance, and that had nothing to do with DL.
Page 20 of this PDF: https://www.icbc.com/insurance/Document ... ochure.pdf

As a B.C. motorist, you also have $200,000 (Cdn) of Third Party Liability coverage by possessing a valid B.C. driver’s licence. Some conditions apply and you should discuss these with your Autoplan broker.

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