What are you asking? They will approve or reject your application. And you move on.
CIBC
Locked: Aventura Infinite and Aventura Gold 35K/40K Bonus points on $1000 Spend (FYF) = $500/$437.5
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- SammyDavis
- Deal Fanatic
- Jul 22, 2007
- 9449 posts
- 11800 upvotes
- Calgary
- Dynasty12345
- Deal Addict
- Jun 12, 2015
- 2551 posts
- 1071 upvotes
- Ontario
Nahh they want to know the magic word to get approved for multiple cards!SammyDavis wrote: ↑ What are you asking? They will approve or reject your application. And you move on.
When I whisper "you're the best agent I've ever dealt with" I get automatic approval + additional freebies like my own personal CIBC driver. I have 3 drivers on speed dial now from this 1 trick.
- sumguy12004
- Deal Addict
- Dec 21, 2006
- 1594 posts
- 399 upvotes
- Ottawa
For me it took 2 - 3 weeks until lounges pass is updated to 0GlennButerol wrote: ↑Anyone know if you lose the lounge visits immediately after canceling or product switching?
- jesterwilly2004
- Deal Addict
- Nov 14, 2003
- 1171 posts
- 132 upvotes
- Toronto
In reading this thread - if you apply points to a purchase and cancel - do you get cash on your card or are the points credited back to your account. I am unsure of how the cancelling of trip give you any bonus.
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- squall458
- Deal Guru
- Mar 12, 2004
- 12139 posts
- 2759 upvotes
- Guelph
Cash on your card as negative balance.jesterwilly2004 wrote: ↑ In reading this thread - if you apply points to a purchase and cancel - do you get cash on your card or are the points credited back to your account. I am unsure of how the cancelling of trip give you any bonus.
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- bizee-bee
- Deal Fanatic
- Aug 10, 2008
- 7000 posts
- 7627 upvotes
It's Peanut Butter Jelly Time! LOL!SammyDavis wrote: ↑ A bit of both
You lie. CIBC only has 2 drivers in their fleet. One of them just dropped off my new Visa's PIN code.Dynasty12345 wrote: ↑ Nahh they want to know the magic word to get approved for multiple cards!
When I whisper "you're the best agent I've ever dealt with" I get automatic approval + additional freebies like my own personal CIBC driver. I have 3 drivers on speed dial now from this 1 trick.
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Countdown - 8, 7, 6, 5, 4, 3, 2, 1, 0. Done@6603. 2022-07-26 3:17pm ET.
Countdown - 8, 7, 6, 5, 4, 3, 2, 1, 0. Done@6603. 2022-07-26 3:17pm ET.
- cromdaleking
- Newbie
- Dec 20, 2018
- 79 posts
- 52 upvotes
Thanks for the advice. I shift the the limit of my dividend card over to the gold aventura card. The rep offered to PS my dividend card to the Infinite AP card, I would get a 40k welcome bonus and a 1 free year. Do you think the 40k WB for the inifinite AP is good enough?bizee-bee wrote: ↑ Call cibc and ask them to shift limits from one credit card to another. Ask for at least $1K to move from either one of your other cards to give your Gold card enough limit to make your purchases easier. It’s called consolidating your limits. You don’t need to give them any reason why you want to move limits around.
If you don’t want such large limits on your cards you can also ask them to lower some as well.
Keep in mind though that sometimes it’s advantageous to call in and ask to carve off some limits from existing cards with high limits to birth new cards, but not for this promo as it’s an online offer to get the elevated SUB. An advantage of this is there’s no hard credit pull to grant new credit.
I do intend to lower the credit limit on the infinite aventura card in a few days to give more room for new cards in the future. My goal is to just build up my av points to 200k, then ill either stop churning or continue at low frequency.
- UND3AD
- Member
- Jun 18, 2013
- 313 posts
- 119 upvotes
Idk if I can handle the pain much longerSammyDavis wrote: ↑ This thread is even more painful now.
- BTFan
- Newbie
- Feb 4, 2011
- 60 posts
- 37 upvotes
- Montreal
Is this card better than the RBC Avion and TD First Class Travel Visa Infinite? In terms of point value
Also, what's the best way to apply?
Never had a points card before, always did cash back, so this is new to me. All help and advice is appreciated!
Also, what's the best way to apply?
Never had a points card before, always did cash back, so this is new to me. All help and advice is appreciated!
- UND3AD
- Member
- Jun 18, 2013
- 313 posts
- 119 upvotes
Just apply online, and is there a reason for you to not get all of them?
- BTFan
- Newbie
- Feb 4, 2011
- 60 posts
- 37 upvotes
- Montreal
I saw some links that give you different rewards so I was wondering which was best.
And I could sign up for all 3 but 2 of them require 5k in the first 6 months. I don’t think I’d be able to spend that much if I got all 3.
- JaiKor
- Deal Addict
- Nov 6, 2013
- 2621 posts
- 2113 upvotes
- Toronto
Annual fee partial refund glitch is still working. Just had two cards downgraded and got partial stuff for both.
- ricedion
- Deal Fanatic
- Apr 10, 2003
- 6609 posts
- 1978 upvotes
- Toronto
- Melafefon
- Sr. Member
- Feb 26, 2021
- 790 posts
- 1438 upvotes
- JaiKor
- Deal Addict
- Nov 6, 2013
- 2621 posts
- 2113 upvotes
- Toronto
Basic no fee AP Visa.
Its hit or miss depending on CSR you talk to while downgrading.
Its a glitch. Card is FYF so AF will be refunded right away, however when you cancel/downgrade the card, system will still issue a partial refund of remaining months out of 12.
- bobcat99
- Deal Guru
- Jul 20, 2006
- 12734 posts
- 6255 upvotes
I have got the cards from last year's offer coming up for renewal, the Gold and Infinite. Have people been able to PS to another card and get the SUB/FYF on those cards and if so, which ones?
- bizee-bee
- Deal Fanatic
- Aug 10, 2008
- 7000 posts
- 7627 upvotes
Thanks for sharing your info/offer.cromdaleking wrote: ↑ Thanks for the advice. I shift the the limit of my dividend card over to the gold aventura card. The rep offered to PS my dividend card to the Infinite AP card, I would get a 40k welcome bonus and a 1 free year. Do you think the 40k WB for the inifinite AP is good enough?
I do intend to lower the credit limit on the infinite aventura card in a few days to give more room for new cards in the future. My goal is to just build up my av points to 200k, then ill either stop churning or continue at low frequency.
If you’re an Aeroplan collector then that offer to PS to the AeroInfinte looks good enough to me. I think online elevated offers are currently 45K or 50K (if you can get this unicorn to appear), so 40K/FYF with $1K MSR on a PS may seem like a bit of a loss but for me I’d jump on it. Not likely that everyone will get this offer.
Why is your goal to reach 200K CIBC Aventura Rewards points? And will you be able to redeem with the 1.25 cpp promotion? Currently, it’s set to expire on Jul 16, 2023.
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Countdown - 8, 7, 6, 5, 4, 3, 2, 1, 0. Done@6603. 2022-07-26 3:17pm ET.
Countdown - 8, 7, 6, 5, 4, 3, 2, 1, 0. Done@6603. 2022-07-26 3:17pm ET.
- tailetong
- Member
- Jan 10, 2011
- 491 posts
- 227 upvotes
- Toronto
Don't know you can product switch card within CIBC and still get the welcome bonus on the new card. Thought this is something unique with TD.cromdaleking wrote: ↑ Thanks for the advice. I shift the the limit of my dividend card over to the gold aventura card. The rep offered to PS my dividend card to the Infinite AP card, I would get a 40k welcome bonus and a 1 free year. Do you think the 40k WB for the inifinite AP is good enough?
I do intend to lower the credit limit on the infinite aventura card in a few days to give more room for new cards in the future. My goal is to just build up my av points to 200k, then ill either stop churning or continue at low frequency.
Just cancelled my three cards from last year's promo, didn't bother to ask for switch.
- bobcat99
- Deal Guru
- Jul 20, 2006
- 12734 posts
- 6255 upvotes
Asked about a switch from the Gold to the Infinite Aventura, my WB was going to be 2500 and FYF. Might have to cancel if those are the only offers.
Don't want to risk switching to AP as I had the Infinite AP two years which was switched to the regular AP last year. Aeroplan may be watching.
I wonder what banks have to say about the new Terms from Aeroplan/Air Canada
Just called CIBC again, not getting any better PS offers. I think it is based on customers how much you have spent etc.
Offer I got to switch from Gold or Infinite was to CIBC Aeroplan (10000 points) and CIBC Aventura (2500) both free cards.
Much smoother/better process with TD.
- hahahu
- Jr. Member
- Dec 12, 2016
- 195 posts
- 378 upvotes
- Moogadishoo
Recent DP's seem to suggest that the offer is now down to 35K points only.
It seems like CIBC has been reducing the offer by 5K every month - from 45K (Nov) to 40K (Dec) to 35K (Jan).
What do others think?
It seems like CIBC has been reducing the offer by 5K every month - from 45K (Nov) to 40K (Dec) to 35K (Jan).
What do others think?
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