not sure i understand this, are you saying i should be paying my cc balance on the due date? there could be processing delay and wouldn't this be risky?
anyways it looks like my one time payment to CTFS and PAYTM is being flag as
Electronic Funds Transfer PREAUTHORIZED DEBIT
So i'm assuming it works? i have my insurance setup to auto pay as well to be on the safe side that I hope that 2 of the 3 is ok.