Expired Hot Deals

[CIBC] CIBC Earn $300 and 12 Month Fee Rebate with a CIBC Smart Account

  • Last Updated:
  • Oct 30th, 2020 11:08 pm
Jr. Member
Aug 4, 2010
135 posts
35 upvotes
Toronto
headleygrange wrote: Not really. Read the terms here :

Cibc Terms

The Cash Reward is subject to the condition (the “Reward Condition”) that the Eligible Client’s Account must remain open, active and unconverted for at least one (1) year from the month-end of the month during which the Account was opened. Failing this, an Eligible Client may be disqualified (a “Disqualified Reward Client”) and will not qualify for the Cash Reward. If the Cash Reward has already been provided to a Disqualified Reward Client, CIBC reserves the right, in its sole and absolute discretion, to charge the client’s Account for, or send an invoice to the Disqualified Reward Client for, $300 CAD. The Cash Reward must be accepted as awarded and is not transferable or assignable. No Cash Reward substitutions will be permitted.
If I opened the account in March 2020, does it mean I can only close the account at the end of March 2021 (one year after March 2020)? Other than keeping $3000 in the account, is there any way to avoid paying service fee of March 2021?
Deal Addict
Apr 13, 2017
1339 posts
580 upvotes
yu203964 wrote: If I opened the account in March 2020, does it mean I can only close the account at the end of March 2021 (one year after March 2020)? Other than keeping $3000 in the account, is there any way to avoid paying service fee of March 2021?
You can close on April 1. Yes, either keep 3k or pay 4.95 fee for 1 month.
Jr. Member
Sep 23, 2016
117 posts
28 upvotes
For the 2 recurring PADs, they don't have to meet certain $ threshold right? I saw some members mentioned they did for $50 but in the terms and conditions, CIBC didn't specify the amount.
Newbie
Oct 18, 2018
18 posts
4 upvotes
I opened an account today with them, the agent offered me free services for 12 months, but when i asked her about the $300 she said the offer is expired lol

is that true?
Deal Addict
Mar 13, 2012
1335 posts
814 upvotes
Near You
300$ Posted just a few days ago. EZ money, I guess.

Will close the account March 2021, a year after I opened it.
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Member
Dec 5, 2016
237 posts
39 upvotes
Can anyone confirm they received the $300 using Tangerine and EQ as PADs?
Deal Addict
Apr 13, 2017
1339 posts
580 upvotes
mistytalon wrote: 300$ Posted just a few days ago. EZ money, I guess.

Will close the account March 2021, a year after I opened it.
Good. When did you open the account ?
Member
Oct 5, 2008
209 posts
71 upvotes
North York
imawnms wrote: So has everyone who joined in March got their $300?
I got the 'MEMO IBB BACK OFFICE CENTRE MISSISSAUG' $300 on Aug 13, 2020

Applied for my account online on Mar 2 and account was officially opened on Mar 9
Newbie
Jun 4, 2009
54 posts
7 upvotes
if you open the account online do you have to go to the branch to activate or something like that? I'd rather do everything online than have to get in the branch.
Member
Oct 12, 2005
350 posts
294 upvotes
Lower Mainland BC
drx1 wrote: if you open the account online do you have to go to the branch to activate or something like that? I'd rather do everything online than have to get in the branch.
I was able to do it totally online. It did take two weeks to get the debit card though.
Sr. Member
User avatar
Aug 7, 2010
984 posts
345 upvotes
alucky17 wrote: Can anyone confirm they received the $300 using Tangerine and EQ as PADs?
I would like to know too. TIA.
Sr. Member
Mar 16, 2018
675 posts
763 upvotes
Hamilton
drx1 wrote: if you open the account online do you have to go to the branch to activate or something like that? I'd rather do everything online than have to get in the branch.
Mine came in a couple days, activated online
Deal Addict
Jul 20, 2010
3509 posts
1318 upvotes
Ottawa
so if I opened my account on June 7th, I would have until the end of September to fulfill the criteria?

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