collection agent called me
I do not have any debt. I pay my credit card on time, few times late but do not have any outstanding issue. Last week I got a call from a collection company. First a guy called and said are you such and such, when I said yes, he said he wanted to verify and hang up! That bothered me so I called back the number and I ask why you called and who are you? The other agent said we are PRA group https://www.pra-group.ca , but we wont discuss with you anything unless give us case number etc. So I hanged up. I thought they are scam company but they have website etc.
1) Why they are calling me when I know I do not have any debt?
2) Is it good idea to ask for my credit report? If yes, which company do you recommend? I did search and found for example Equifax do that for free but I was not comfortable providing my personal info. What do you think about that? because I want to know if I have any debt by mistake or something.
Any help would be very much appreciated.