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  • Jun 23rd, 2016 10:30 am
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[OP]
Newbie
May 7, 2016
50 posts
2 upvotes

Collections calling

Wondering at what point do collection agencies stop calling for a debt? If you continuosly ignore them does it come to a point where they give up?
7 replies
Deal Addict
Aug 31, 2014
1488 posts
538 upvotes
YVR, BC
what province are you in?

no they dont stop calling - they call more and will try your employer etc

find out what the debt is and try to address or pay it? payments etc
[OP]
Newbie
May 7, 2016
50 posts
2 upvotes
Friend has a $1500 outstanding debt and has no money so cant pay it back. So wondering what his options are
Deal Addict
Aug 31, 2014
1488 posts
538 upvotes
YVR, BC
maybe he can get a loan from friends or family?

the debt will only get bigger if avoided - they will keep calling, call work etc

they will just pass the debt onto other collection agencies

who is the debt to?

it will stay on his credit report for 7 yrs
Sr. Member
Feb 17, 2015
983 posts
362 upvotes
Windsor, ON
should pay it to be honest...the damage as mentioned last longer than just the 7 years, the score never really goes back to the same as it would be if you chose to pay it off in the first place, some quick things I tried for my friend, threatened bankruptcy and told them that they are in the process of filing it and that ceased them for at least 1-2 months (friend had no $$$ job or family to help them out really), also the same friend ended up on disability unfortunately, they called back and we told them they were on ODSP and they would need to talk to their government worker (she is in Ontario), and they actually stopped calling after that completely, unsure if that did the trick in its own or somehow they could see she is on disability now and gave up
Deal Addict
User avatar
Dec 12, 2006
4340 posts
559 upvotes
Messed Up Area
They will hound by phone and mail...

To stop calls, pay or make payment arrangements or next time they call tell them to stop calling. They have to stop calling, but as well will sell debt to another company and then all repeats.
Deal Fanatic
User avatar
Feb 19, 2010
6237 posts
2971 upvotes
Insbrokr wrote: Friend has a $1500 outstanding debt and has no money so cant pay it back. So wondering what his options are
Ahh, the ever-popular "friend". :facepalm:

"Friend" should do whatever he/she can to make payment arrangements. $1,500 is hardly enough to cause the kind of grief that your "friend" is going to endure.

Say, if it's a "friend" why not help him/her out? :twisted:

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