Consumer Proposal appears Bankruptcy in Credit Report.
I had a rough financial time in past and did a Consumer Proposal in November 2017. I paid off all the debt in June 2019 and got the Certificate of Performance for Consumer Proposal.
I saw the TrasnUnion report now and it states that I have a Bankruptcy in Public Record section. Is this normal or was a mistake done?
I wrote an email to Insolvency Counselor - A Farber and Partners, and they told me that the Consumer Proposal does appear as Bankruptcy in Credit File.
Did someone else go through the same experience?
Now, I am desperately trying to re-establish credit and applied to Capital One for a Secured Mastercard - but it did not get approved online and they said they will send me a letter in mail.
I live in Montreal and work as an IT contractor. I make good money.
Have a mortgage to take in March 2020 for Condo I booked in June 2017 - now I do not think it would be possible.
Any suggestions would be much appreciated to improve credit.