Credit bureau and collection agency
I’m looking for some input as to what I should do in this situation. I have a collection account on my credit report from December 2016. I know the debt is valid and mine (albeit I’ve apparnekty incurred some interest). I know Canada doesn’t do ‘pay for delete’ which is a shame. Anyways, I’m going to contact the agency and inquire what my options are to have this resolved all while making the least negative impact on my credit. Is there a specific ‘note’ that would be less damaging? Example: written off, paid in full, up to date, in good standing etc.
To sum it up: I want to exchange my willingness to settle his debt ASAP for some sort of mercy on how it is marked on my file. I just don’t know what looks best on there.
Hope this makes sense. Thanks!!
To sum it up: I want to exchange my willingness to settle his debt ASAP for some sort of mercy on how it is marked on my file. I just don’t know what looks best on there.
Hope this makes sense. Thanks!!