Credit cards that check TU only?

Mountainside wrote: ↑ Hi...I'm a fairly new permanent resident to Canada, currently have ~4 decent revolving cards (including one nice card from AMEX Bank Canada) but with "not great" limits. My utilization is about 20% at present with about 30 months (2.5 years) of history on my credit file.

Thinking of applying for a new card..wondering what the best options are for banks/cards that only check Trans Union as my TU score is currently about 40 points higher than Equifax, for reasons I don't fully understand..(both reports look more or less identical to me).

Have been reading through this forum and finding tons of great info. Have not found a thread addressing this specific question. Apologies if I missed it and am asking a redundant question.

So far, it seems like BMO checks TU only...please correct me if I'm wrong about that. Have not identified any others.

Thanks in advance for any replies!

coolintheshade wrote: ↑ BMO most certainly does not pull TU only.
In fact it’s rare to see them pull TU.
They are more an Equifax user for their inquiries, but may pull TU if for whatever reason they can’t match you to your Equifax.

For credit cards, banks that are most likely to pull TU are, RBC, ScotiaBank, Brim, MBNA, Tangerine.
I’m sure there’s more I’m missing, but that’ll get you started.