credit score down almost 90 points - missed a bill payment for which no bill was provided to me
That did not happen...in August I realized there was a balance, so I set about paying it (paid it on August 24, balance was due on August 20). I paid the exact amount owing.
Fast forward to today, and I get an email from credit karma saying my bureau is showing a late payment...log in and figure out its koodo...which is $7 late payment fee from Koodo outstanding from August and is now 30-59 days late.
My score has really gone down almost 100 points (from mid 800 to mid 700 - so it shouldnt have any real effect on me i dont think, but still).
Is there anyhing I can do to fight this? In neither occasion did I ever get a bill. I am set up per my koodo profile to to get bills sent to me by text or email...neither of which has ever happened.
Is there anything I can do about this? What is my best bet to resolve this and repair my score?