Credit Score Tanking
So... my score has been on a rollercoaster ride these past few weeks. Ever since I tried to get a lease approval from BMW, which went through fine, it went up from 720 to 742 then tumbled all the way down to 651 and now it's 627. This is worrying me, any idea why?
My credit history so far is quite light, considering I just came to Canada in 2015. The lease is the first 'big ticket' item on my credit report.
I only have a Scotiabank student CC, which I've always paid off in full every month, no late payments whatsoever. Similarly for my phone bills and what not I've never had a late payment.
This score is from Transunion btw, should I be contacting them about this?
My credit history so far is quite light, considering I just came to Canada in 2015. The lease is the first 'big ticket' item on my credit report.
I only have a Scotiabank student CC, which I've always paid off in full every month, no late payments whatsoever. Similarly for my phone bills and what not I've never had a late payment.
This score is from Transunion btw, should I be contacting them about this?