Debt! What's my best solution?
CRA Loan (because I defaulted on Osap) $18,800
(They charge approx. $3/day interest)
I currently pay $325 a month
They have holds on my taxes, etc
Fixed Payment loan $9000
I currently pay $250 a month
Line of credit $5000
I currently pay $50 a month
Capital one credit card $2000 limit
(I just got this to help repair my credit, not planning on carrying a balance)
In summary, approx $32,000 in debt, I want to try and pay this off in 24-36 months.
My fico score is around 635.
What's my best solution?
Keep paying as is?
How to improve my credit further?
Any help is so very much appreciated.
I make about $600-700 a week, take home.
Moved back home to try and pay this debt off.