Automotive

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  • Jul 26th, 2015 2:05 am
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Deal Addict
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Mar 14, 2006
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difference is minimal
i assume you're getting a family sedan, it wouldn't be labeled as sport car...
Sr. Member
Jun 23, 2005
718 posts
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Toronto
keep in mind accord insurance is usually less than civic
Deal Addict
Jan 20, 2012
1100 posts
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Toronto
In my case, a 300 HP V8 E-Class was cheaper than a 140 HP civic. Even when i was qouting for new car last year, civic was still more expensive than any other car i qouted. Civic>WRX>bmw 335>mb c350>lexus is 350>acura tlx>infiniti q50>audi a4 2.0t.
Deal Expert
Mar 25, 2005
22380 posts
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Johnrasmone wrote: Would there be a difference in insurance if i got a I4 instead of a V6 engine? Also how does the horsepower of the car affect the insurance?
The engine itself does not change insurance, the model and it's claims history do.
Deal Expert
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Feb 26, 2004
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Johnrasmone wrote: Would there be a difference in insurance if i got a I4 instead of a V6 engine?
ya
Johnrasmone wrote: Also how does the horsepower of the car affect the insurance?
ya
Deal Guru
Jun 24, 2006
13381 posts
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Johnrasmone wrote: Would there be a difference in insurance if i got a I4 instead of a V6 engine? Also how does the horsepower of the car affect the insurance?
Do mean in the same model car?

I4 Accord vs V6 Accord?
or
I4 Civic vs V6 Accord?
Deal Fanatic
Jun 26, 2009
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GTA
JUst buy what you like, not what insurance company likes. You will drive the car, not them.
Deal Fanatic
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Sep 9, 2012
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Oakville, ON
Maybe phone insurance company and ask for quotes?
Deal Addict
Sep 20, 2014
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Calgary, AB
Johnrasmone wrote: Also are minivans on average cheaper to insure than other cars?
Have a look here: https://www.insurancehotline.com/how-ca ... -premiums/

Many factors go into the premiums instead of just "power" or "sportiness". For example, the vehicle most susceptible to theft in your region will probably have the highest insurance premium. Best thing to do is just to have a narrow list and ask your insurance company.
Deal Expert
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Jan 27, 2006
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Woodbridge
Tommy74 wrote: JUst buy what you like, not what insurance company likes. You will drive the car, not them.

This.


I posted this back then, why would you let insurance determine your purchase.
"I'll put up color bars before I'll put you in front of our cameras."

- MacKenzie
THE NEWSROOM (HBO)
Deal Addict
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Sep 23, 2009
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Oshawa, ON
bembol wrote: This.


I posted this back then, why would you let insurance determine your purchase.
I don't see why not, if both vehicles are the same price, mileage etc, but one vehicle has higher insurance, I'd go for the lower insurance one if I had more than than one car in mind.
Deal Expert
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Mar 9, 2007
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Think of the Childre…
No.

Johnrasmone wrote: Also does it affect the insurance if the car is manual vs automatic?

WOULD SOMEBODY THINK OF THE CHILDREN!!!
Deal Fanatic
Dec 24, 2005
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Johnrasmone wrote: Also are minivans on average cheaper to insure than other cars?
no

minivans are actually more expensive to insure than most 2 seaters.
Deal Addict
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Jun 9, 2011
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Toronto
Back in 2007, my mazdaspeed 6 was $500/year more than a Mazda 6 v6.

I4 turbo cost more than v6 in my case..
Deal Expert
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Jul 22, 2006
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yellowmp5 wrote: Back in 2007, my mazdaspeed 6 was $500/year more than a Mazda 6 v6.
Duh it's a MazdaSpeed
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Sep 20, 2014
1180 posts
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Calgary, AB
EnyCe wrote: I don't see why not, if both vehicles are the same price, mileage etc, but one vehicle has higher insurance, I'd go for the lower insurance one if I had more than than one car in mind.
I agree. Insurance is essentially a running cost on the vehicle and can make a pretty big difference in your monthly expenses. If it came down between say an Accord or a Camry and one's insurance was 20% than the other, I reckon it would really narrow down the choice for me.

Not to mention how cars sharing the same platform can have a big difference too.
Deal Addict
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Jun 23, 2005
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It's based on the likelihood of that car to be in an accident based on history.

I pay less to insure a '15 Z06 with Z07 package than I do on a '04 CTS 3.6L.
2016 Cadillac ATS-V, 2004 Cadillac CTS-V, 2009 Cadillac CTS 3.6 Premium, 2004 Cadillac CTS 3.6, 2016 Camaro SS, 2007 Cadillac SRX, 2015 Z06
Deal Expert
Feb 24, 2007
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Calculation of an auto premium is very simple; The age of your car+ width of your rear bumper+ bra size of your gf/wife + add $1000+number of beers you had since you were 19 (or legal drinking age)+ $4000 (if you live in Brampton) (or + $1 if you live elsewhere except Markham then add $3499) - $ number of days in February (non leap and leap for good behaviour) + 1000 (if you drive a car with price less than$30000) or - $2000 (if you drive a car in excess $55,000 +HST = Auto insurance premium

[IMG]http://i60.tinypic.com/29axxfq.png[/IMG]

Hope that is simple enough. :cheesygri

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