Desjardins Privacy breach: $200m Class action settlement agreement submitted to the Superior Court of Quebec

Just got a letter for this.
Though i have not experienced identity theft afaik and have not spend many hours in time on it.

90$ for having my personal data stolen because of Desjardins' carelessness? It should be thousands of dollars.

Poutinesauce wrote: ↑ 90$ for having my personal data stolen because of Desjardins' carelessness? It should be thousands of dollars.

Not much more you can expect when this is a class action with millions affected. Those who were victims of actual identity theft are eligible for more. You can always opt-out and sue on your own.

Reminds me of the infamous Peoples Trust data breach back in the day that affected many RFDers.

However, no class action and no compensation.

Those were early days.

Can anyone claim the free $90 even though I was never with desjardin? Lol

Poutinesauce wrote: ↑ 90$ for having my personal data stolen because of Desjardins' carelessness? It should be thousands of dollars.

Ditto and to be paid out in July 2023.
IMO, getting free Equifax for 5 years is probably more worth it.

Palidino wrote: ↑ Can anyone claim the free $90 even though I was never with desjardin? Lol

Read between the lines... Look at the maximum compensations and requirements and draw your own conclusions

KravenHead wrote: ↑ Ditto and to be paid out in July 2023.
IMO, getting free Equifax for 5 years is probably more worth it.

It might not be the same but a monthly credit report is free directly from Equifax:
https://www.consumer.equifax.ca/persona ... re-report/

Palidino wrote: ↑ Can anyone claim the free $90 even though I was never with desjardin? Lol

Not sure if I qualify either. I used to be with desjardins but haven't been for years. Did not receive an email, no idea if I'm included in the breach or not (they say 9M members affected, that's pretty much QC's population...). I wouldn't say no to 5 years equifax free + 18-36$ for my time. However I have no intention of abusing this if I'm not qualified for it, not worth it.

I am not with Desjardins anymore but I was when the breached happened. If you received an Equifax code a few years ago, Desjardins will send you another letter about the settlement. I got it a few weeks ago. If you were not with Desjardins, they obviously won't send you anything and you can't get the money. Desjardins needs to have you in their database to be eligible, this is not like the Microsoft or DVD class action that don't check.

Don't be so quick in thinking you will get $90. I already received the confirmation that my claim was approved and it clearly state that next Summer (July 2023 if I remember) I MIGHT receive up to $90. If everybody makes claims there won't be enough money to get the full amount and you will get what is left.

This is a big slap in the face. Receiving $90 (or less) for having my info stolen forever (my SSN, date and place of birth, will never change, my address likely won't change for many years) is ridiculous. I am not even talking about punitive damages, it doesn't even cover the cost that will be uncured. A simple Equifax protection is $20 per month (without taxes), you can't even get a full year of protection with $90. Yes I know Desjardins gave me 5 years (I believe it was 5 years, which will end in 1 or 2 years I think) but my info didn't change and soon I won't be "protected" anymore. I think I read that they will continue to provide Equifax protection to current Desjardins customers after the 5 years but not for people like me that left them.

Just got an email. My "DESJARDINS CLASS ACTION has sent you $88.20 (CAD) and the money has been automatically deposited into your bank account at CIBC"

Waiting to see if wife gets the 1K we filed for as her account was hacked twice and we went through hell to fix things.

redflag5050 wrote: ↑ Just got an email. My "DESJARDINS CLASS ACTION has sent you $88.20 (CAD) and the money has been automatically deposited into your bank account at CIBC"

Waiting to see if wife gets the 1K we filed for as her account was hacked twice and we went through hell to fix things.

Hoping I'll also get the 1k since someone took out a CC with theBay / Capital One using my info.

Palidino wrote: ↑ Can anyone claim the free $90 even though I was never with desjardin? Lol

They used to handle my work insurance claims benefits back in the day when I used to work...Inquiring minds would like to know if we're eligible...

Just submitted my claim for identity theft today after delaying it for a while. I think the results of that round will only be paid out in 2024 right?

A friend was a victim and got identity theft. He said until now he couldn’t open any accounts/credit cards online or digitally. No tangerine, WS, simplii, etc.

franklin777 wrote: ↑ A friend was a victim and got identity theft. He said until now he couldn’t open any accounts/credit cards online or digitally. No tangerine, WS, simplii, etc.

Did he report to Transunion/Equifax to have that call flag put on him?

Wow, that's brutal...That's a lawsuit right there. These class actions might absolve Desjardins of their sins though...while people get paid out peanuts. Couldn't we just get the leaker guy and tie him to a post like a punching bag in downtown Montreal?

Hobotrader wrote: ↑ Did he report to Transunion/Equifax to have that call flag put on him?

Wow, that's brutal...That's a lawsuit right there. These class actions might absolve Desjardins of their sins though...while people get paid out peanuts.

Yeah he did all he could and just gave up fighting. He works for the Department of Justice…

franklin777 wrote: ↑ Yeah he did all he could and just gave up fighting. He works for the Department of Justice…

Well, he has the inside scoop. He knows nothing can be done...

Just received an etransfer

“ACTION COLLECTIVE DESJARDINS has sent you $88.20 (CAD) and the money has been automatically deposited into your bank account at Innovation Federal Credit Union”.