Do I need insurance to drive other's car?
I wish to have some insights about auto insurance. I live in Ottawa, Ontario. Last week I learnt a lot via the thread RENTAL CAR INSURANCE that I posted.
Say for example A and B are brothers/friends.
1) Each of them has a car with full auto insurance. If A drives B's car and IF he causes an accident hitting somebody or property, does his own auto insurance cover him? OR the claim goes to B because B allows A drive his car?
2) What will happen if B allows A to drive his car and B knows A does not have a car nor auto insurance, and while A is driving B's car hits someone? Does the claim go to B?
Thanks in advance.
Say for example A and B are brothers/friends.
1) Each of them has a car with full auto insurance. If A drives B's car and IF he causes an accident hitting somebody or property, does his own auto insurance cover him? OR the claim goes to B because B allows A drive his car?
2) What will happen if B allows A to drive his car and B knows A does not have a car nor auto insurance, and while A is driving B's car hits someone? Does the claim go to B?
Thanks in advance.