Does Credit Bureau have our SIN?
I am looking to get a free credit report from Equifax and TransUnion.
It looks like if we apply through mail we don’t have to provide our SIN whereas we have to provide our SIN if we are applying through phone or online. But with mail, I’ll have to send my drivers license copy.
My question is if Equifax and TransUnion already have our SIN or are they just going to be collecting and adding it to our file once we provide it?
Searches online seem to suggest they don’t have our SIN until we provide it to them but not too sure. Anyone experts in this field?