it says no issue right now ... so is it back up now?
The EQ Bank Personal Account thread - 2.50% (+1.50% direct deposit) - USD account is out: 3.00%
- Last Updated:
- Mar 15th, 2024 5:33 pm
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- SCORE+77
- LOL808
- Deal Guru
- Jan 30, 2012
- 10016 posts
- 3743 upvotes
- multi city dweller
- Shawguy
- Deal Addict
- Dec 17, 2008
- 2781 posts
- 2300 upvotes
- Winnipeg
Hey I didn't say they were good with live updates, i just said they do notify customers of planned upcoming outages.
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- andrew4321
- Deal Addict
- Sep 19, 2009
- 2274 posts
- 990 upvotes
- Toronto
You have a funny understanding of what "notifying a customer about an outage" means.
- aw1883
- Deal Addict
- Jan 18, 2008
- 1663 posts
- 806 upvotes
- Ottawa
My knowledge of EQBank may be dated, so before I do anything stupid let me check...
If i go to EQ site today (Fri) and initiate a pull from my TDCT chequing account, when does the money have to be in TD account? It's in TD epremium (?, 0.9%) right now and I have to move it back to EQ-linked chequing account. If I can wait until Mon or even Tue, I'm happy to get the 0.9% over the weekend.
When I set up EQ I think they only allowed pull into EQ but now you can push into EQ? Is there any beneft to doing that?
Thanks!
=aw
If i go to EQ site today (Fri) and initiate a pull from my TDCT chequing account, when does the money have to be in TD account? It's in TD epremium (?, 0.9%) right now and I have to move it back to EQ-linked chequing account. If I can wait until Mon or even Tue, I'm happy to get the 0.9% over the weekend.
When I set up EQ I think they only allowed pull into EQ but now you can push into EQ? Is there any beneft to doing that?
Thanks!
=aw
- Handcake
- Member
- Jan 17, 2018
- 294 posts
- 215 upvotes
I use both those banks and moved my money from TD to EQBank...average time was about 5 business days before the money left my TD account, but EQbank would give me interest from the date I started the move asfaik.aw1883 wrote: ↑ My knowledge of EQBank may be dated, so before I do anything stupid let me check...
If i go to EQ site today (Fri) and initiate a pull from my TDCT chequing account, when does the money have to be in TD account? It's in TD epremium (?, 0.9%) right now and I have to move it back to EQ-linked chequing account. If I can wait until Mon or even Tue, I'm happy to get the 0.9% over the weekend.
When I set up EQ I think they only allowed pull into EQ but now you can push into EQ? Is there any beneft to doing that?
Thanks!
=aw
- aw1883
- Deal Addict
- Jan 18, 2008
- 1663 posts
- 806 upvotes
- Ottawa
Thanks, that's why I'm hoping to do it today. If I can earn EQ rates starting today, I'll initiate now. I can move it TD(ePremium)-TD(AllInclusive) on Monday though later would be better. Don't want to get a refused transfer though!
Does anyone have different experience with pulling in from TD, initiated at EQ?
=aw
Does anyone have different experience with pulling in from TD, initiated at EQ?
=aw
- Handcake
- Member
- Jan 17, 2018
- 294 posts
- 215 upvotes
I just moved my monthly amount, and it won't move until Monday, so I won't get the interest over the weekend. I guess it has to be moved before noon EST on Friday to count for the weekend. That makes me guess it will be Friday or so before it is sucked out of my TD account.aw1883 wrote: ↑ Thanks, that's why I'm hoping to do it today. If I can earn EQ rates starting today, I'll initiate now. I can move it TD(ePremium)-TD(AllInclusive) on Monday though later would be better. Don't want to get a refused transfer though!
Does anyone have different experience with pulling in from TD, initiated at EQ?
=aw
If you really want the interest and it is a smaller amount, my suggestion is:
Move from epremium to your all inclusive account then e-transfer 3000 today, 3000 tomorrow.
Since I only sent $5000 there this month, I don't care about 3 days of interest on that money, so I can wait until Monday for them to start the pull. I don't like having to do etransfers if I have to do it more than once...but that is instant.
- aw1883
- Deal Addict
- Jan 18, 2008
- 1663 posts
- 806 upvotes
- Ottawa
Those are Interac transfers right? I'm doing the linked account thing (the one that has a $100K max). I'm willing to do the pull into EQ today and move the money from ePremium to All-Inclusive today, if it's still possible to get the 2.3% starting today. But I'd be happier to also get the 0.9% on top of it for the weekend.
In the past (it might have been between Tangerine and EQ) a pull into EQ on Friday would come out of Tangerine chequing on Tuesday, so it was possible to leave it in Tangerine Savings over the weekend. Doing a pull Friday and having it not leave TD until the following Friday sounds crazy! Though I believe you, of course, but I wonder if I'm misunderstanding.
Thanks!
=aw
In the past (it might have been between Tangerine and EQ) a pull into EQ on Friday would come out of Tangerine chequing on Tuesday, so it was possible to leave it in Tangerine Savings over the weekend. Doing a pull Friday and having it not leave TD until the following Friday sounds crazy! Though I believe you, of course, but I wonder if I'm misunderstanding.
Thanks!
=aw
- Handcake
- Member
- Jan 17, 2018
- 294 posts
- 215 upvotes
So even though it said the transfer would hit Monday, it EQ added it to my account today. I still think it will be Friday before it gets pulled from my TD account though. The important thing is EQ will be adding interest to that 5k from the 2nd not the 4th or whatever....
- deveritt
- Sr. Member
- Apr 16, 2008
- 628 posts
- 74 upvotes
- Etobicoke
Do the GICs have a separate "max" limit to deposits or are you still limited to 100k between both a savings account and GICs?
- blazinpista
- Member
- Jul 31, 2007
- 304 posts
- 11 upvotes
- Scarborough
Hi
I'm thinking of opening EQ saving account. What is the best and fast option to transfer funds. Pull from EQ account or transfer from external account.
If the first page it talks about ""When linking EQ through an external bank, use institution # (623) and transit # (80002)""
DO not full understand how to do this. Do you go into the bank and provide the account information to transfer fund or transfer money as of your adding a payee.
let me know. thanks
I'm thinking of opening EQ saving account. What is the best and fast option to transfer funds. Pull from EQ account or transfer from external account.
If the first page it talks about ""When linking EQ through an external bank, use institution # (623) and transit # (80002)""
DO not full understand how to do this. Do you go into the bank and provide the account information to transfer fund or transfer money as of your adding a payee.
let me know. thanks
- scoper
- Deal Guru
- Aug 5, 2006
- 10731 posts
- 7891 upvotes
- Global Village
Once you open the EQ account you can use the EQ account website to do everything. If you want to link an external account you go to the EQ account page where your linked accounts are and you type the external bank account info there, EQ will then deposit 2 small amounts to your external account in a couple of days, you confirm what those amounts are and you're linked. The fastest way to send amounts under $3,000 from EQ to another bank is with a free Interac e-transfer which takes a few hours only. If it's over $3K then you do a regular transfer with takes a couple of business days. Hope this helps.blazinpista wrote: ↑ Hi
I'm thinking of opening EQ saving account. What is the best and fast option to transfer funds. Pull from EQ account or transfer from external account.
If the first page it talks about ""When linking EQ through an external bank, use institution # (623) and transit # (80002)""
DO not full understand how to do this. Do you go into the bank and provide the account information to transfer fund or transfer money as of your adding a payee.
let me know. thanks
All day I dream about sports
Tangerine, Meridian, EQ Bank, Simplii, CIBC Investor's Edge
Tangerine, Meridian, EQ Bank, Simplii, CIBC Investor's Edge
- akaManny
- Deal Addict
- Mar 8, 2013
- 2948 posts
- 1611 upvotes
Savings and GICs ( C$ and no longer than 5 years) are lumped together for the purpose of the 100K limit. Note that is this for each separate "insured category". So you could have $90,000 in an account in your name, $80,000 in a joint account, $60,000 in a TFSA, all in a mixture of savings and GICs, and they would all be covered.
- JohnBay
- Member
- Nov 27, 2013
- 274 posts
- 154 upvotes
- Canada
I can't sign up, gives error
- GlassPersona
- Newbie
- Jun 23, 2016
- 2 posts
Error signing up as well as of June 15th, 2018 - 10:26 Eastern.
Something went wrong
Sorry, we're currently having difficulties with our service. Please try again in a few minutes.
- Rishi
- Deal Addict
- Jul 22, 2008
- 1734 posts
- 522 upvotes
Anyone having trouble with the website today? I'm trying to open a new account, just got the microdeposits in my external account and whenever I log in I get "Something went wrong".
- martydxb
- Deal Addict
- Apr 2, 2010
- 4015 posts
- 4406 upvotes
- GTA
- gqbluez
- Deal Addict
- Sep 7, 2004
- 1599 posts
- 631 upvotes
- Toronto
I just got an email from EQ bank about a 2.35% 3 month GIC but it was addressed to someone who isn't me although I am an EQ customer.
Did anyone else get an email like that today?
Did anyone else get an email like that today?
- bylo
- Deal Expert
- Jan 7, 2002
- 29583 posts
- 28908 upvotes
- Waterloo, ON
Yup. My email's salutation reads, "Hi Anjo,..."
Note to EQ, my name is Bylo, not Anjo
Also I find the offer rather feeble, perhaps even insulting.
They're offering 2.35% on a 3 month GIC. That's a whopping 5bp more than on their fully liquid savings account. But even worse, the Bank of Canada is widely expected to raise their rate tomorrow. So why would anyone lock in at 2.35% for 3 months (vs. 2.3% to stay in a HISA) when chances are that rates may go up in the next week or two?
veni, vidi, Visa
- LOL808
- Deal Guru
- Jan 30, 2012
- 10016 posts
- 3743 upvotes
- multi city dweller
probably not from eq bank ... make sure you don't click on any links in the email ...
and also probably want to contact eq bank right away ... and let them know what has happened ...
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