Equifax Notification

reversi wrote: ↑ I get notifications from CIBC whenever there is a change to my credit report. I’m making a bunch of banking, investing and credit card changes so I expect to get a bunch of these notifications. With each notification, tells me who is pulling the information. For example “BMO ####”, and the numbers are different.

My question is whether the numbers mean anything. I’m just trying to figure out exactly which request is causing a pull from my credit report.

Thanks

reversi wrote: ↑ Thanks. I know why they’re doing the pulls. What I’m asking is if there is any meaning to the specific numbers in the notification. Ie “BMO ####”

Thanks

flyjazz wrote: ↑ I have received Equifax alert messages in the past on my CIBC online account. In your example, "BMO ####", the #'s refer to BMO's telephone number that you could call to inquire about their Equifax inquiry. You will only receive hard pull notifications related to financial institutions and merchants such as utilities/cellular communications, etc,.

reversi wrote: ↑ Thanks. I know why they’re doing the pulls. What I’m asking is if there is any meaning to the specific numbers in the notification. Ie “BMO ####”

Thanks

mikeymike1 wrote: ↑ Are they 10 digit numbers?

reversi wrote: ↑ Both of the ones I’m seeing are 4 digit numbers. They’re both from BMO but different numbers.

I don’t know they’re the last 4 digits of my accounts because I’m just in the process of setting up the account.

I was wondering if the codes could have been say
- “0001” is from credit card x
- 0002 is a pull for a HELOC
- 0003 is for a new bank account set up.

But that doesn’t seem to be the case.