At Fault Accident on G2
My wife rear ended a vehicle a few days and damaged the bumper of the car she hit on a right turn that had a yield sign.
The impact couldn't be a big one, as the cars were merely feet away, she was looking left and didn't realize the car in front was not moving.
So, the bumper is damaged.
We offered the lady whose car was hit to repair any damages, shared the insurance info and went separate ways.
Now, 2 days after this whole debacle, the lady's husband is saying that her wife is having back pains and can't move. I even offered to pay for getting new bumper, car rental and even physio sessions but he is insisting on going through insurance.
My wife's on G2 and has a speeding ticket (zero demerit points) that's why I wanted to settle outside insurance.
So, we have booked my wife's G test appointment to get that done but any thoughts on by how much/percentage should I expect my premiums to go up?
What the other party can getting out of this? As the lady that got hit clearly drove away with any problems and their side of story has also been changing every day? I am not sure what their intentions are but doesn't make sense at all...