[Fido] Samsung galaxy note 10 plus 256GB black $629 total cost over 24 months

Mar 6th, 2021 10:17 am

#1

SibaSankarS66859 [OP]: Newbie; Sep 18, 2018; 83 posts; 161 upvotes

Mar 6th, 2021 10:17 am

[Fido] Samsung galaxy note 10 plus 256GB black $629 total cost over 24 months

Deal Link:: https://www.fido.ca/phones/samsung-gala ... =financing
Price:: 18$ per mo

Originally 63.25 per month
After discount 18 $ per month
A financing contract is required
Still a decent phone in 2021.

Calculations: In 24 months, you will be paying $18X24 and tax of full device price $1518 (monthly). Approximately 629$ total.

Images

Last edited by SibaSankarS66859 on Mar 6th, 2021 5:02 pm, edited 5 times in total.

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Mar 6th, 2021 10:34 am

#2

MCFong: Newbie; Sep 19, 2018; 54 posts; 20 upvotes; Winnipeg

Mar 6th, 2021 10:34 am

Good Deal. I am looking for a new phone. But I am still in contract.

Mar 6th, 2021 10:41 am

#3

chatbox: Deal Guru; Apr 17, 2003; 10360 posts; 6833 upvotes

Mar 6th, 2021 10:41 am

HOT Deal!
The "After discount 18 $ per month" is a lie (by Fido)...because the $45 is a billing credit back to you AFTER they charge HST/GST on the $63.25 device monthly payment. i.e. The device payment isn't $18 per month. They're still charging you the full $63.25 per month for the phone....but give you $45 billing credit afterward.

So you're paying $1518 (full price) + tax (assume 13%) - ($45 x 24 months) = $635.34

Take away the tax, that's a $562 phone, not bad. But it's definitely not $18 x 24. i.e. I care about that $130 ( + tax) difference.

Still a good price...but now that's a $130 + tax no longer in my pocket. So, Fido, stop lying to people that it's "$18 per month after bill credit"...because it's NOT.

p.s. Pardon me for letting off some steam...I got an earful when I mentioned $18 per month to my wife...an accountant.

Last edited by chatbox on Mar 7th, 2021 10:12 am, edited 4 times in total.

+43

Mar 6th, 2021 10:48 am

#4

ludwig3: Member; Jan 31, 2016; 277 posts; 137 upvotes; Arva, ON

Mar 6th, 2021 10:48 am

FYI, it was $25/m last month.

Mar 6th, 2021 10:50 am

#5

mcwilly: Deal Addict; Mar 31, 2008; 1141 posts; 896 upvotes; Airdrie

Mar 6th, 2021 10:50 am

Decent deal for those that don't "need" the newest device every year.

The processing power, RAM, and storage on the note10+ is pretty comparable to the S20 ultra and even the S21. Except the S21 gets that new snapdragon 888 processor which is quite the beast.

I think I still have 12 months left on my note10+. Paying $36 a month through Telus EPP. I've always liked the s pen if for nothing more than photo editing.

Only complaint is the curved screen (enough already samsung). They make tempered glass screen protectors expensive and difficult to apply.

+6

Mar 6th, 2021 12:21 pm

#6

CrimeMasterGoGo: Newbie; Feb 24, 2020; 68 posts; 140 upvotes; Montreal

Mar 6th, 2021 12:21 pm

Really isn't $18, add $10 for device finance taxes per month, so more like $28 a month for this phone. Which is like paying
28x24=672 for a brand new device which is about certified pre owned $950 to brand new $1200 on Amazon. See picture for breakdown. Placed an order to see how it works just for RFD.

Images

+8

Mar 6th, 2021 4:38 pm

#7

deliciouscesar: Jr. Member; Nov 6, 2015; 141 posts; 103 upvotes; Toronto, ON

Mar 6th, 2021 4:38 pm

Sweet deal! Picked one up. Kept my existing BYOP 45/month for 7gb plan. Ends up being 66 after tax and promo credits which isn't too bad

Last edited by deliciouscesar on Mar 6th, 2021 4:51 pm, edited 1 time in total.

Mar 6th, 2021 4:45 pm

#8

SibaSankarS66859 [OP]: Newbie; Sep 18, 2018; 83 posts; 161 upvotes

Mar 6th, 2021 4:45 pm

Guys, you had wrong calculations above. In 24 months, you will be paying 18X24 and tax of $1518. Approximately 629$.

Mar 6th, 2021 4:47 pm

#9

NoCountry4RFDer: Deal Addict; Dec 19, 2013; 2009 posts; 1345 upvotes; Ottawa

Mar 6th, 2021 4:47 pm

chatbox wrote: ↑The "After discount 18 $ per month" is a lie (by Fido)...because the $45 is a billing credit back to you AFTER they charge HST/GST on the $63.25 device monthly payment. i.e. The device payment isn't $18 per month. They're still charging you the full $63.25 per month for the phone....but give you $45 billing credit afterward.

So you're paying $1518 (full price) + tax (assume 13%) - ($45 x 24 months) = $635.34

Take away the tax, that's a $562 phone, not bad. But it's definitely not $18 x 24. i.e. I care about that $130 ( + tax) difference.

Still a good price...but now that's a $130 + tax no longer in my pocket. So, Fido, stop lying to people that it's "$18 per month after bill credit"...because it's NOT.

p.s. Pardon me for letting off some steam...I got an earful when I mentioned $18 per month to my wife...an accountant.

How does Fido gain from doing that? Does the $45 credit comes fully out of their "pocket", $40 out of theirs and $5 taxes back or $45 out of theirs and they claim the taxes back from that $45 and they keep it for themselves?

+1

Mar 6th, 2021 4:51 pm

#10

Jone19: Member; Apr 2, 2015; 344 posts; 454 upvotes; Siberia

Mar 6th, 2021 4:51 pm

Can you pay it off early?

Mar 6th, 2021 4:57 pm

#11

Dollarr: Newbie; Oct 7, 2020; 89 posts; 145 upvotes

Mar 6th, 2021 4:57 pm

SibaSankarS66859 wrote: ↑Originally 63.25 per month
After discount 18 $ per month
A financing contract is required
Still a decent phone in 2021.

Calculations: In 24 months, you will be paying $18X24 and tax of full device price $1518 (monthly). Approximately 629$.

ludwig3 wrote: ↑ FYI, it was $25/m last month.

I own this phone with Fido $45/25gb + $25/month after discount. Let me know if you have any questions

Mar 6th, 2021 5:06 pm

#12

fightbriz: Deal Fanatic; May 25, 2009; 5745 posts; 1998 upvotes; Toronto

Mar 6th, 2021 5:06 pm

So how does this work, you have to set up a new plan 2 year contract? What's the minimum plan price? Or are people just switching their current plan to this and extending another 2 years contract (basically not costing extra in terms of phone plan, besides the $18 per month for the phone?)

Mar 6th, 2021 5:08 pm

#13

fightbriz: Deal Fanatic; May 25, 2009; 5745 posts; 1998 upvotes; Toronto

Mar 6th, 2021 5:08 pm

Dollarr wrote: ↑ I own this phone with Fido $45/25gb + $25/month after discount. Let me know if you have any questions

Are you saying you pay $45 for 25gb (2 year contract)?? phone and data? and then $25/month for 2 years towards the phone? how is it so cheap

Mar 6th, 2021 5:41 pm

#14

CrimeMasterGoGo: Newbie; Feb 24, 2020; 68 posts; 140 upvotes; Montreal

Mar 6th, 2021 5:41 pm

fightbriz wrote: ↑ So how does this work, you have to set up a new plan 2 year contract? What's the minimum plan price? Or are people just switching their current plan to this and extending another 2 years contract (basically not costing extra in terms of phone plan, besides the $18 per month for the phone?)

If you are in Quebec, you can keep your current plan, check for the other provinces. I was able to keep my plan with free data add-ons.

Mar 6th, 2021 5:46 pm

#15

Broskah: Sr. Member; Aug 24, 2016; 501 posts; 306 upvotes

Mar 6th, 2021 5:46 pm

For phones this is ancient. Almost 1.5 years old.

+1

Mar 6th, 2021 6:38 pm

#16

ElHoardo: Deal Addict; Nov 4, 2013; 2071 posts; 2123 upvotes; Living the dream

Mar 6th, 2021 6:38 pm

Broskah wrote: ↑ For phones this is ancient. Almost 1.5 years old.

Yep.... I’m pretty sure this is the same tablet that I lent to Moses back in the day.

The name is pronounced El‧u‧àr‧do. I am the ultimate deal hunter, y'all just gatherers. I was the first openly black man to get a Costco membership.

+20

Mar 6th, 2021 8:08 pm

#17

mikka2017: Deal Guru; Jan 12, 2017; 14389 posts; 4070 upvotes; Scarberia

Mar 6th, 2021 8:08 pm

Broskah wrote: ↑ For phones this is ancient. Almost 1.5 years old.

lol not ancient, just a lil outdated..i mean its still a beast of a phone just no eSim and not 120hz
ancient is like people stil using iphone 8s ,sammy s9s or lower as main phone!

*SIG: Ryzen R5 2600 cpu w/ ASrock B450M OCd to 4.0ghz@1.265v stock cooler 16gb ram win10 pro w/radeon rx460 rogers Gigabit<< xb1 gamertag: mikka2017 >>

+4

Mar 6th, 2021 8:29 pm

#18

Dollarr: Newbie; Oct 7, 2020; 89 posts; 145 upvotes

Mar 6th, 2021 8:29 pm

fightbriz wrote: ↑ Are you saying you pay $45 for 25gb (2 year contract)?? phone and data? and then $25/month for 2 years towards the phone? how is it so cheap

$45/25gb plans are usually win back plans offered by various koodo, fido etc. I think you have to have a plan with them for a year at least and switch to another, this triggers win back call. Anyways, I pay $45 for plan and $25 for phone

fido-bc-ab-fido-winback-45-25gb-5gb-bon ... #p33865229

Mar 7th, 2021 1:41 am

#19

cutepoison: Member; Feb 13, 2017; 203 posts; 184 upvotes; ON

Mar 7th, 2021 1:41 am

Why does Fido charge taxes on price that I am not supposed to pay or I got a discount for?
Asking because Freedom does not charge me tax on their portion of the phone bill (e.g. I pay $25 for phone and only pay tax on $25, nothing more)

+1

Mar 7th, 2021 6:34 am

#20

slimysnot: Deal Addict; Dec 14, 2008; 2202 posts; 1505 upvotes

Mar 7th, 2021 6:34 am

chatbox wrote: ↑ The "After discount 18 $ per month" is a lie (by Fido)...because the $45 is a billing credit back to you AFTER they charge HST/GST on the $63.25 device monthly payment. i.e. The device payment isn't $18 per month. They're still charging you the full $63.25 per month for the phone....but give you $45 billing credit afterward.

So you're paying $1518 (full price) + tax (assume 13%) - ($45 x 24 months) = $635.34

Take away the tax, that's a $562 phone, not bad. But it's definitely not $18 x 24. i.e. I care about that $130 ( + tax) difference.

Still a good price...but now that's a $130 + tax no longer in my pocket. So, Fido, stop lying to people that it's "$18 per month after bill credit"...because it's NOT.

p.s. Pardon me for letting off some steam...I got an earful when I mentioned $18 per month to my wife...an accountant.

I believe your accountant wife has misunderstood the calculation of the amount. The credit on my bill gets deducted from the monthly plan and then gets taxed. You are just moving around the pre-tax amount. I pay more taxes on the phone and less taxes on the plan.

So maybe you can give her an earful now for missing previous good deals!

+4