Financial Debt Recovery Ltd. (FDR) Posing As Ministry of Transport in Collaboration with Equifax, Canada.
The person leaving numerous voicemails which I have saved for a rainy day, claims that they represent the "Government of Ontario, Ministry of Transport", and that it is "critical" for me to call them back for a "personal matter".
So I called the Ministry information desk to see if this outfit is affiliated with them, but they said they had no records of such company.
Anyway seeing that they kept leaving me a daily voicemail or three, I decided to call them back and the person on the other side immediately asked me for my birthday and my address "before" she could tell me what on earth it was all about.
After a lot of back and forth I finally gave in and provided my DoB and address and in return she claimed that I owed the Ontario Ministry of Transport a sum of $140 from 1998 (!).
So i asked that now they have my address, they send me their documents that show why I owe this money and over what transaction, however the rep on the phone said that "they do not send this information out in the mail" :-)
At this point I realized I am dealing with a scam and cut the phone, followed by blocking their number....but the saga didn't end there.
A few weeks later I applied for a mortgage but my mortgage broker called and told me that there is a "Collection" showing in my EQUIFAX report , and that I owe $140 to a collection company called FDR...I know, surprise surprise, ha?:-)
So I called Equifax and they told me that I must download their "dispute form" and fill it out and "fax" it to them with a piece of ID, which I did immediately,asking them to kindly remove this collection item as it clearly doesn't belong to me.
That was over 3 months ago and I never heard back from Equifax, while voicemails from this annoying scam outfit kept coming every day ( you can block their numbers but they can still get to the voicemail somehow).
Today I checked my Equifax report and the collection by FDR is still sitting in my file.
So I called Equifax again and this time they said they "never recieved my fax request" and that I should send another fax request, which I did.
Meanwhile seeing that this Orwellian nightmare of bureaucracy and scam artists working with Equifax amounts to nothing more than extortion, I thought I'd share my story so others are we aware of the risks involved with giving their DoB and address to someone they do not know, over the phone.