Cell Phones

Financing a phone from Fizz through Paybright?

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  • Dec 9th, 2021 7:30 am
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Dec 6th, 2021 11:22 pm
Potrice [OP]
Sr. Member
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Feb 16, 2016
891 posts
425 upvotes
Casselman, Ontario

Dec 6th, 2021 11:22 pm

Financing a phone from Fizz through Paybright?

So Paybright is advertising 24 months 0% apr on the Pixel 6. On the Paybright website, they mention that monthly payments have a processing fee ranging from 1-4$ (for each payment). I’m guessing that’s how they make their money if they’re charging 0%…

However, nothing regarding processing fees are mentioned on the Fizz website? Does anyone know if there’s a processing fee? Has anyone delt with Paybright before?
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Dec 9th, 2021 7:30 am
CCorbu
Sr. Member
Sep 27, 2009
995 posts
366 upvotes
Calgary

Dec 9th, 2021 7:30 am

I bought an iPhone 13 mini directly from Apple.ca and I setup payments with PayBright (approved online) over 24 months. This was done directly on Apple.ca.

So far, my PayBright account payment schedule shows 0% APR and if I add up all the scheduled monthly payments, there are no hidden fees, the price equals the outright price. The only thing I had to pay before I could pick up the phone from the store was the GST on the phone, that is not spread out over 24 months, it has to be paid upfront. Other than that it was a very smooth process, I guess this is the new Apple TAB system.

A lot of providers were offering "deals" on the iPhones over Black Friday, but they were forcing you to pay more for your plan. For the plan that I have it was cheaper to keep just the plan and finance the phone from Apple via PayBright. It is the same money as the TAB system from cell phone providers, but you can score the best possible BYOD plan.
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