Forgot I used my backup TD Visa a couple times, now two months later I paid it, think I got a non payment on my credit?
My question now is, by missing the May and June statements, was this enough time to get a non-payment strike on my credit report? This will be my first mark on my report in 15 years. Is there a grace period of a certain amount of time before I get it?
I bought an equifax thing last night for what I thought had the report, and it was just identity theft crap, so I wasted $12 on that and didn't even get to check. Not paying $30 or whatever they want for the actual report.