A funny thing happened

wonder if this has happen to anyone else?

I have an emergency back-up TD basic no-fee CC with a smallish credit limit. I have had this card for almost 20 years. It was always a second card in case the [only other] one we normally use gets lost, stolen, misplaced etc.

My last transaction on the card was for less than $100 back in 2011, card expiry 2014. The renewed card was issued in 2014, expiring 08/2018. After activating it I have not used it once. I called TD today to ask 'will I be getting a new card since the current one expires end August'. The response was a 'no' on the basis the card hadn't been used over a 24 mth period therefore we closed the account - however if you want another TD card you are already on file as approved forever. My response was thanks I'll think about it.

Got me thinking about all the previous CC that I've had over the years which I have 'closed the account in good standing' whether they remain on file forever as 'approved' for closed CC by the card holder?

Anyone come across this, I'd appreciate if you could offer some input

Thanks