Expired Hot Deals

President's Choice

Get 100k PC Optimum Points when you sign up for a PC Financial MasterCard (till Oct 2)

[OP]
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Apr 29, 2008
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[President's Choice] Get 100k PC Optimum Points when you sign up for a PC Financial MasterCard (till Oct 2)

There is a new link available for 100,000 points.

I found it by using a link from a year old RFD thread (pcfinancial.ca/get100) that currently redirects to
https://www.pcfinancial.ca/en/campaign/other15

It’s not an affiliated link.

Credit to @titaniumtux for previous thread

See mid-2020 thread op here for information

presidents-choice-get-100k-pc-optimum-p ... d-2378261/


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*Apply at pcfinancial.ca/get100 for a President's Choice Financial Mastercard® September 5–October 2, 2020 and when you receive your President's Choice Financial Mastercard® credit card and make your first purchase using your new card in store or online at a Shoppers Drug Mart, Wellwise, or participating Loblaw banner store, receive a bonus 100,000 PC Optimum™ points

——

Procsess to get 100,000 points:

Must apply online with pcfinancial.ca/get100

Must make purchase at a store that sells pc products (Loblaws owned), such as a grocery or Shoppers Drug Mart.

Esso-Mobil does not count as eligible purchase for 100,000 points promotion.

There is no requirement that it must be your first purchase ever with the card, you can use the card elsewhere before.

It will take couple of days after purchase to get an email saying you did the required purchase to get 100,000 points.

After that email, it can take many days before you actually get the points, split in 20,000 and 80,000 points, for a total of 100,000 points.
Last edited by cashinstinct on Sep 7th, 2020 6:38 pm, edited 1 time in total.
Thread Summary
if you are required to send proof of identity...send copy (photo) of driver's license and telecommunications or utility statement to either of the following:
EMAIL: documents@pcmastercard.ca
FAX: 1-866-437-6515

There's also a snail-mail option but I don't think anyone on this thread could be bothered to deal with snail-mail for this. If sending an email, include full name as it appears on your card along with the last four digits of the MC in the subject line.

~~~~~~~~~~~

if you are unable to add the PCF MC to your PCO pts account, there are two options. The first option is to call PCO and declare the cancelled card "lost or stolen". This will purge it from your PCO account, allowing you to add the new card. Since wait times for PCO are terrible...use the household feature. This does not require calling in to PC Optimum. Here are the steps.
1. create a new PCO pts account. Email aliases work. Can use Gmail alias (user+xyz@gmail ) or a 3rd party alias service (33mail). I did [user]+last four digits of MC @ gmail
2. Link PCF MC. Assuming you got the unknown error trying to add it to your existing PCO pts account, it should work in a new PCO pts account
3. Go back to original PCO pts account. Go to household feature, and invite your new account
You'll receive an email invite to the email used for the new account. Go ahead and confirm. If you're using different browsers to manage the PCO accounts, you can copy the link from the email to join household and then paste it in the browser you're using for the new PCO pts account
4. Done. Your new account is only linked directly to the MC, and pools the pts with the original PCO pts account

~~~~~~~~~~~

Strictly comparing the PCF AND CTFS world elite tier cards
* in-store spend: CTFS wins by a hairline. Accelerator is on pre-tax amount, but more items are taxable at CTFS partner stores than PCF
* Gas bars: will probably depend more on partner gas bars in your area
* Other accelerators: CTFS is a clear winner, for its 3%/grocery, mind you (although a partner store) SDM (pharmacy) can generate a strong earn rate on PCF
* other feats: PCF for travel, CTFS for roadside assistance and bill pay feature. Since many of us have another card that covers travel (travel medical, travel booking portal), PCF might be redundant. But...CTFS has the best roadside assistance included with a CC (plus it's a no-AF card), and the bill pay feature is unrivaled
* BT: PCF wins but only for intro offer. CTFS has okay BT offers for existing cardholders
* Welcome bonus: PCF is the clear winner whenever you can get 100k PCO pts on first spend. But this offer is not always around... usually it's only 20k PCO pts
* Income requirement: CTFS doesn't seem to consider household income, making PCF more feasible for eligibility
120 replies
[OP]
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Apr 29, 2008
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Second post reserved for more information as required.

——

« Once you cancel, it's minimum six (6) months wait before you apply again. »

Credits @titaniumtux

—-

If you are not instantly approved, the approval email received won’t say which card you will get.
Last edited by cashinstinct on Sep 8th, 2020 6:58 am, edited 2 times in total.
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May 8, 2009
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Going to the Moon
Cool that they extended the offer...more flexible for churners who also BT off this card. Already cancelled mine. If they extend the offer into the winter, I guess I could dip again for the 100k pts :lol:
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Feb 16, 2003
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titaniumtux wrote: Cool that they extended the offer...more flexible for churners who also BT off this card. Already cancelled mine. If they extend the offer into the winter, I guess I could dip again for the 100k pts :lol:
What's your frequency for this card? 6 months after cancellation?
WTB:
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titaniumtux wrote: Cool that they extended the offer...more flexible for churners who also BT off this card. Already cancelled mine. If they extend the offer into the winter, I guess I could dip again for the 100k pts :lol:
how to double dip?
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Zen wrote: What's your frequency for this card? 6 months after cancellation?
Once you cancel, it's minimum six (6) months wait before you apply again.
Thatdealguy wrote: how to double dip?
Get the 100k pts twice within just over 12 months (or get the 100k pts plus do the BT).
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is it 0% BT for the regular NON we card? tia
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mikka2017 wrote: is it 0% BT for the regular NON we card? tia
Intro offer(s) including BT offer is the same across all card tiers.
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Dec 6, 2004
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As per topic, get a 100K PC Optimum point bonus after your first purchase (at their stores). Offer running until Oct 2nd, not sure if that's the application date, or the approval date.
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Feb 27, 2010
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So Fortinos or no frills is fine for the first purchase to get the 100000 pc points bonus? Can I link this with my wife’s pc optimum card?
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Now the question is is this card better or the Triangle Rewards? I’m leaning more towards the Triangle Rewards card. Anyone else have an opinion on this?
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henrik112 wrote: Now the question is is this card better or the Triangle Rewards? I’m leaning more towards the Triangle Rewards card. Anyone else have an opinion on this?
Similar strokes for different folks.

Depends if you wanted to be limited to PC banner stores or not.

CT card gives you 3% back across the board for groceries.

Each factors their own gas station.

CT has roadside.

Both have special points events but the PC ones are bit more lucrative usually.

Each have fairly defined pros and cons.

I think the triangle is a bit more versatile as a whole cuz it doesn't limit you to PC banner stores for groceries.

Otherwise for all other shopping categories I don't find either card necessarily advantageous unless you're a heavy spender at esso/Shoppers (PC) vs CT Banner stores. I think ultimately that tips the iceberg.

If you're looking for the best grocery card without having to think everytime you go get groceries get the CT.

But if you are typically a PC banner person go that route.
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If you're eligible for the WORLD Elite Mastercard get it, it's pretty much a no brainer. I'm not going to say lie about your income if you need to that would be wrong, but you could always drink a bit too much beforehand or have sausage fingers while filling it out.
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RiCHC3 wrote: If you're eligible for the WORLD Elite Mastercard get it, it's pretty much a no brainer. I'm not going to say lie about your income if you need to that would be wrong, but you could always drink a bit too much beforehand or have sausage fingers while filling it out.
No, I’m comparing the no annual fee cards. I’m leaning towards the Triangle one, but I’m still thinking about it. Is it worth it, especially for 50x points sales?
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Feb 27, 2010
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RiCHC3 wrote: If you're eligible for the WORLD Elite Mastercard get it, it's pretty much a no brainer. I'm not going to say lie about your income if you need to that would be wrong, but you could always drink a bit too much beforehand or have sausage fingers while filling it out.
Do they ask for proof?
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henrik112 wrote: No, I’m comparing the no annual fee cards. I’m leaning towards the Triangle one, but I’m still thinking about it. Is it worth it, especially for 50x points sales?
I wasn't responding to you directly with my initial comment, but either way the World Elite Mastercard from PC has no annual fee. Another big perk is it includes travel medical insurance which might save you around $20-40 per person in your family on a vacay (complicated because of COVID, but still an unreal offer for no annual fee).
As for Triangle, I can appreciate it gives you more flexibility on grocery stores (sans Walmart and Costco), but generally speaking NoFrills and Superstore/Loblaws are the place to go anyways and the PC points program is the best, imo. The Roadside assistance on the Triangle card is a nice perk though, same with the gas deals.

Depends on your needs. I'd personally probably want to own both, but the PC card is more useful for MY habits. Triangle may or may not be better for you if you shop at their stores.
juve4lfe wrote: Do they ask for proof?
Didn't for me, but that was maybe 2-3 years ago.

To my knowledge it's mostly just Scotia that asks for verification (not always, but often compared to the rest).
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RiCHC3 wrote: I wasn't responding to you directly with my initial comment, but either way the World Elite Mastercard from PC has no annual fee. Another big perk is it includes travel medical insurance which might save you around $20-40 per person in your family on a vacay (complicated because of COVID, but still an unreal offer for no annual fee).
As for Triangle, I can appreciate it gives you more flexibility on grocery stores (sans Walmart and Costco), but generally speaking NoFrills and Superstore/Loblaws are the place to go anyways and the PC points program is the best, imo. The Roadside assistance on the Triangle card is a nice perk though, same with the gas deals.

Depends on your needs. I'd personally probably want to own both, but the PC card is more useful for MY habits. Triangle may or may not be better for you if you shop at their stores.



Didn't for me, but that was maybe 2-3 years ago.

To my knowledge it's mostly just Scotia that asks for verification (not always, but often compared to the rest).
The problem is I’m a student with a disability, and I have no income rn Confused Face
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henrik112 wrote: The problem is I’m a student with a disability, and I have no income rn Confused Face
You probably can't get the higher end cards then, unless you lie.
But a lot of credit card companies love loading students up with debt so you don't need much or even any income, might just have to give your student number and alike. Tangerine comes to mind and MBNA has been favorable in the past. Not sure how Triangle or PC treat students.
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Sorry if it’s a stupid question, but what’s BT?
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henrik112 wrote: Sorry if it’s a stupid question, but what’s BT?
Balance transfer

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