Get rid of STACK MC for PC Money?

LeifS39303 wrote: ↑ Hi everyone,
Should I replace my Stack MC since I don't use it all the time. I use my Tangerine MC and even my Scotia Scene Visa more. I was going to keep the Stack MC for travel but that is useless due to the ongoing pandemic. The only times I use my Stack are at one of the partner rewards places. (i.e. Starbucks)
Thanks.

vkizzle wrote: ↑ You don't plan to make any foreign transactions?

LeifS39303 wrote: ↑ Hi everyone,
Should I replace my Stack MC since I don't use it all the time. I use my Tangerine MC and even my Scotia Scene Visa more. I was going to keep the Stack MC for travel but that is useless due to the ongoing pandemic. The only times I use my Stack are at one of the partner rewards places. (i.e. Starbucks)
Thanks.

vkizzle wrote: ↑You don't plan to make any foreign transactions?

ml88888888 wrote: ↑ Why are you comparing Stack MC which is a prepaid MC vs. PC Money which is just a glorified debit card? I don’t know why some people are calling PC Money a prepaid card. Technically debit card are prepaid cards because you have to prepay(I.e. deposit money) into the acct before you can use it. If you are going to use a normal credit card to earn reward point/ cash back, then you don’t need PC Money card for normal purchase. I see the PC Money is only good for earning points for paying 5 bills a month & the initial promotional bonus points for setting up external bank acct link, direct deposit and make the first $50 purchase.

titaniumtux wrote: ↑ OP, keep Stack. Anyone here who has Netflix should be paying their NF bill in forex anyway. I use Stack for that. Yes, will probably only carry it around on forex travel (ATM's), but depending on my destination it might not be a primary card (got a merry-go-round to choose from...but most Canadians don't).

Sadly no 3Ds (like most Canadian issued prepaids) so I can't use it to top up one of my forex VoIP accounts, but outside of that, Stack can be pretty useful.



Some ppl have very low forex spend, especially if they don't travel outside of Canada.



Agreed with the last part...but the part in bold...pray tell where is the "Interac" logo? In Canada, debit cards are either Interac only, or co-badged VISA/MC [interac] debit.

Using your argument...would then Mogo be a debit card? What about Koho, etc.? Where does one end and the other start?

TL;DR go to a merchant who accepts debit or cash only, and it's proven to reject CC's. Then try your PC Money MC...will it process payment? I would love to hear of such a date point. An example of this is making a debit card payment to pay down a CTFS MC...can be done in store or online. Go ahead and see if PC Money MC will go through (initiate "debit payment" via CTFS, not bill payment via PC Money app).

Seriously, no offense but bringing the debit vs. prepaid topic to this thread is a serious derail.

captainarabiia wrote: ↑ Agree with @titaniumtux , tried using PC Money card to pay at store for my Triangle MC , was instantly denied, according to them it has to be processed on Interac.
Same thing with my tuition, tried the PC Money card, had to pay CC user fees since it auto selects MC as processor.

ml88888888 wrote: ↑ Why are you comparing Stack MC which is a prepaid MC vs. PC Money which is just a glorified debit card?

junggoo wrote: ↑ Sorry, but why should Netflix bills be paid in forex?

flyjazz wrote: ↑$2.85

minimalist wrote: ↑Turkey?

junggoo wrote: ↑ Sorry, but why should Netflix bills be paid in forex?

flyjazz wrote: ↑ $2.85

minimalist wrote: ↑ Turkey?

flyjazz wrote: ↑ ...maybe.