Got into an accident with a Turo vehicle
Today I was in an accident. Other vehicle was a Turo. It’s a pretty standard accident. I was driving straight down my lane. The other lane was closed with pylons. A vehicle decides to go into into the closed lane where there was a small opening to enter the cemetery to overtake me. She drove straight into my lane with her 450 horses and clipped me at my front right corner.
Didn’t provide me with insurance or DL so I called the cops. Cops arrive and she refuses to move her vehicle and ends up in an argument with the cops saying they are all racists and not giving her side of the story. Traffic was building up hard. Eventually she moved it. Had to sit there for 3 hours while the police sorted everything out with her.
Got the insurance and it shows a 2005 Pontiac sunfire and not the chevrolet. She’s a G2 driver with a high risk insurance company. Pafco? Anyways, got the report, she got charged with two of something. Not sure what. Anyone care to guess what the two charges are?
Called my insurance company and they said the insurance is not matching up with that vehicle, might have to pay a deductible in that case if they can’t find the insurance policy.
I checked Turo and found the vehicle with the matching plates.
How does Turo insurance work in this case? Do I pay a deductible still? I overheard the lady declining accident coverage on her rental. Does this mean it has no insurance? I’m lost. My front bumper and passenger headlight is toast. $1000 deductible is steep. There is about 4K frontal damage