PoT has a new article on this topic, so handy
https://princeoftravel.com/guides/how-t ... ravelling/
https://princeoftravel.com/guides/how-t ... ravelling/
Which Credit Cards to sign up? >> Jerry's Mega Thread of Credit Cards Q&A
Jan 19th, 2023 10:16 am
Jan 19th, 2023 10:40 am
Yes, I know.
Jan 19th, 2023 10:48 am
Jan 19th, 2023 11:03 am
Wouldn't matter as we are talking about overseas so unlikely to roam there whether or not have US calling/texting.
Jan 19th, 2023 11:13 am
If one has GV then it can be added for SMS 2FA and therefore no issues abroad.georvu wrote: ↑ Wouldn't matter as we are talking about overseas so unlikely to roam there whether or not have US calling/texting.
But if can call US from Canada with current plan or with add on then can forward to GV. Obviously need to fwd before leaving Canada.
GV works in most parts of the world on wifi so no roaming needed.
Jan 19th, 2023 11:22 am
Financial institution dependent.
Jan 19th, 2023 11:55 am
Here’s my list of Canadian FI and Gov institutions that accept GV for SMS 2FA.georvu wrote: ↑ Financial institution dependent.
Some do not allow non Canadian numbers so need to fwd Canadian number to GV so can at least get a call while overseas.
Now if the Canadian Financial institution does accept non Canadian numbers then yes, GV all the way as you have set up.
There are other options like using a voip or texting app so really dependent on mobile plan [LD, roaming, etc.], Financial institution 2fa restrictions on numbers.
Another option is using Financial institution app in those cases where they send 2fa to app.
On a side point I get notifications on RBC account app even though not signed into it. Do have app installed on phone. So it will say "... $XX withdrawn/deposited..." If click on the notification then prompted to sign in but really not necessary as already have relevant info.
But really the banks are making us jump thru hoops when an authenticator app [googl, msft, auth, etc.] would be better.
Jan 19th, 2023 1:34 pm
How to use wifi calling via cell data from a second sim??
Jan 19th, 2023 1:51 pm
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Fun fact. Some banks force a secondary 2FA that the user cannot turn off.crunchiespg wrote: ↑ Turn off 2fa. it does more harm than good and using SMS based 2fa is worse than not using it at all.
Use strong encrypted passwords instead. Bitwarden is your friend.
Doesnt work with all providers. Public mobile for example, will not work oversees. It does not roam there.MayorOfToronto wrote: ↑ When you're outside of Canada you're roaming on others' networks. There's always a cost to that. Everybody needs their cut. Plans are always cheaper in pretty much every other country. Even if you're only there for a few days it's cheaper to just buy a plan there than pay for roaming because Canadian telecom is a joke.
But technically yes if you can roam with your current provider then you can still receive texts.
Some, not all, places will trigger a 2FA. Be prepared to call in to book. Your card will work at a coffee shop but then could be blocked booking a flight online. When time sensitive...this can be frustrating.Samwfive wrote: ↑ Thought of John Pinette petending to be a French, smoking, "this is bullshit!".
Out of desperation, I cleared the cc's balance adding more towards it, double paid all bills. Still need to buy a couple of flights and book hotels while overseas.... hope the bank won't seek 2fa when doing these.
Not all banks apps will even work overseas. Youll need VPN. And even then, some block VPN. Well, they try to atleast.
MayorOfToronto wrote: ↑ I really like the way Scotiabank implemented their 2FA because it works similar to an authenticator app. None of that SMS nonsense.
More banks need to take this approach.... or just let us use our own authenticator apps.
Jan 21st, 2023 6:24 pm
voip.ms works for CIBC/Simplii.
I love how "remember me" doesn't even work either. I was juggling something that required logging in a bunch of times and I had to reverify each time despite being logged in 3 minutes earlier.
Not that I want to get the cat out of the bag, but the "old" interface works without triggering 2FA.RBC - easy, usually can get by with answering questions
I *HATE* tangerine. voip doesn't work with them so I'm forced to go by phone call. I think they fixed it now but it was like 1 number every 3 seconds read out.Tangerine - easy too
You win this thread. BRB doing this.crunchiespg wrote: ↑ Phone them, tell them you no longer have a cell phone. They will disable it.
I don't get how this isn't a thing nowadays.MayorOfToronto wrote: ↑ More banks need to take this approach.... or just let us use our own authenticator apps.
Further down the tweet it says they disabled email altogether.MayorOfToronto wrote: ↑
A quick Google search brought me to this tweet by CIBC:
They claim you can receive verification codes to encrypted email addresses (such as ProtonMail).
I've been bit by this before.ReadAllTheDeals wrote: ↑ Not all banks apps will even work overseas. Youll need VPN. And even then, some block VPN. Well, they try to atleast.
If only there was an existing standard. /sSame as bank app, some banks authenticator are tricky to use overseas.
Nope. That's why I'm on the internet arguing with strangers. If I had anything better to do I'd probably be doing it.Do you not have anything else to do rather than argue with strangers on the internet
Jan 21st, 2023 8:21 pm
Gotta keep the fraud department employed somehowdeath_hawk wrote: ↑I don't get how banks are so behind on security and rely on stupidity like SMS and their own app.
Jan 21st, 2023 9:24 pm
That's a pretty smart solution.death_hawk wrote: ↑
I've been bit by this before.
The trick is to setup a VPN server at home and connect to that masquerading as your home address.
There's also someone like BrightData which has residential IPs for proxying purposes.