Shopping Discussion

Have questions about diamonds and engagement rings, ASK ME ANYTHING...

Poll: What is most important in your ONLINE diamond shopping experience?

  • Total votes: 586. You have voted on this poll.
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Deal Addict
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Jul 29, 2013
1213 posts

Have questions about diamonds and engagement rings, ASK ME ANYTHING...

Hi Redflaggers,

I have worked in the Diamond industry in numerous capacities over the last 7 years from wholesale-retail, and am hoping to share some of my knowledge with the Redflag community.

One of the interesting things about diamonds is that they are all unique, each one is different and the purchase of a diamond involves many tradeoffs.
It is my hope to help in answering your questions so that you can make the right tradeoffs and an informed decisions in your diamond purchase.

Ask me anything....

Some common questions are:

What is a fair price for the diamond you are considering?

Is it a nice diamond, can I find better?

Why are GIA diamonds priced higher than EGL?

Will I notice the difference between color grades?

What are fluorescence, are they bad?

To get the ball rolling here are some intersting facts that can save you a ton and help you get a great diamond.

1. Blue Fluorescence can make color grades lower than F appear whiter, and are often 3-10% less expensive than non fluorescence diamonds.
2. The observable size of a diamond depends more on the length and width of the girdle than on the actual carat size of the diamond.
3. The price of diamonds jump at certain weights (.5ct, .7ct, .9ct, 1ct, 2ct, 3ct....)
4. Diamonds cut right at the weights above, may have been "forced" up by the cutter to achieve a higher price for the diamond at the expense of the the cut of the diamond.
5. Without the aid of magnification you will not notice the difference between a flawless diamond and most SI diamonds, yet the price difference is massive.
6. A well cut diamond will look bigger than an average cut diamond as more light is returned to the eye, kind of like how black clothes are slimming and white aren't.
7. Many SI (Slightly Included) graded diamonds will be absolutely eye clean.
8. Inclusions under I1 will rarely affect the light performance of a diamond, rather they translate into higher prices largely because of rarity.

I welcome your questions, and if you appreciate my advice please help me out in answering my poll. What Is Mot Important In Your Online Diamond Shopping Experience
Thread Summary
After getting to nearly 2000 posts in can appreciate that the thread is getting a bit long to go through so below is a thread summary with some of the important info from the thread
*My PM inbox and and business email are only for current and potential clients, please post your questions in the thread so others can benefit from the answers*

Diamond Specs: it is very tough to generalize ranges for what specs work well together as there are so many considerations and if you have unnecessarily small ranges you will leave out many amazing diamonds at great values.
So below are some VERY general guidelines that will help avoid duds. These only apply to rounds, with fancy shapes it is near impossible to generalize the proportions.

Table: 52-61% (60-61% and 52-54% are hard to find nice diamonds as there are limited other proportions that work well)
Larger tables work well with shallower crowns and smaller tables with steeper crowns

Depth: 59-62.5% (59-60.5% will be tougher to find other proportions that work well)
Shallower diamonds work better with larger tables and shallower crowns, deeper diamonds work better with smaller tables and steeper crowns

Crown Angles: 32.5-36 (32.5-33.5 and 35.5-36 are harder to pair with pavilion angles) typically shallower crowns work well with steeper pavilions and vice versa.
-crown angles are rounded by .1 with GIA diamonds which can affect how they work together, There is no real way for most to know how they were rounded and would be something to discuss with the person supplying the diamond.
-if the crown is too shallow for the pavilion the diamond will look flat, it will show good brilliance but will sacrifice fire and scintillation. This may be beneficial for very low color diamonds.
-If the crown is too steep for the pavilion there will be light leakage.

Pavilion angle: 40.5-41.2 (40.5 and 41-41.2 are harder to pair with crown angles) steeper pavilions work well with shallower crowns and vice versa.
-pavilion angles are rounded by .1 with GIA diamonds which can affect how they work together with other proportions.

Star and lower half facets: this will control how big/small the contrast stars show in the face up view. I woudnt pay to much consideration to these as they dont affect the look all to much.

Girdle: typically thin to slight thick work best, excessively thick girdles will make poor use of the diamonds weight and the diamond will look smaller for its carat weight.
Girdles that are too thin can pose a risk of chipping depending on the ring design.

Culet: most will have a pointed or no culet. If the culet is too large it can show in the face up position as a dark spot in the center and can look like an inclusion.

Diamond Measurement (Girdle diameter): Is how large the diamond will look in the face up position. This can some times be a great indication how the sum of the diamonds proportions work together.
-diamonds with excessively large or small girdle diameters will have a weak link in the proportions and will likely have low light performance.
-there are many sites that list average sizes for a given carat weight
-you would want to optimize the face up size given the carat weight without compromising the diamonds light performance

Carat Weight:
-diamond prices increase at certain key weights 1ct, 1.5ct, 2ct ect
-deals can be found in weights just under these markers but for some sizes it is very hard to find diamonds at these weight as they are rarely cut to this weight.
-diamonds at .99 and 1.49 may seem optimal but would be very very rare as most would likely have added weight to get up to the higher threshold.
-rather than chasing carat weight it can be more beneficial to find lower weight that have the same face up size (provided still cut well), as they will look the same and be priced less.

Polish and Symmetry:
-typically polish and symmetry dont contribute much to the light performance of the diamond. So the second highest grade will be ok as well provided an adequate discount is associated.

-in most instances will not affect the light performance of the diamond, aside from rare instances where they cause a milky or hazy appearance.
-are a matter of personal preference as they will glow blue in black light
-slight and negligible will almost certainly not affect the diamond at all.
-medium and higher can make diamonds with a yellow undertone seem whiter in UV environments, though many grading labs have UV in their grading setup so the lab will likely have already incorporated the effects into the grade.
-studies have shown with strong and very strong fluorescence there have been up to a 2 grade difference in color based on fluorescence. This is important as the price of the diamond should be reflective of this.
-eg a strong fluorescence I color cold be a J or even K without UV so you would not want to pay I color prices.
-fluorescence in diamonds with high color should have much larger discounts

Diamond color:
-it is all personal preference there is no better or worse diamond color it all depends on what you like.
-Personally I like the G-I range even J with a great cut and proportions as to me they offer the best combination of look and value.
-Color is graded with the diamond face down in a white paper tray which greatly over states the appearance of color.
-one color grade in a set diamond and it's hard to see a difference between in the D-I range
-color in no way affects the light performance.
-the proportions of the diamond can be optimized to show less color. Ie deeper diamonds show more color shallower less
-For I color and lower alot can go wrong so it is strong advised to work with a professional.
-Diamond color can be based on a yellow or brown undertone and brown show much more all else the same so should be avoided.

Diamond clarity:
-Clarity is graded under 10x magnification so it is often the case that unless viewed under magnification an SI2 will look the same as a flawless diamond.
-Clarity has no impact on light performance unless the inclusions are very large and block light
-FL-VS1 will typically have inclusions that are very very hard if not impossible for some one without experience to see under magnification. Will definitely be eye clean.
-VS2-SI1 will typically have inclusions that are hard to see under magnification for someone without experience, should be eye clean in almost all instances.
-SI2: are about 30% eye clean, the inclusions for the most part will be easily found under 10x magnification for some one without experience.
-I1 and less: will almost never be eye clean, I would almost never suggest going this low as you would be better to change other aspects.
-If you are shopping under SI1 you will likely want to work with a professional as lots of issues can come up.
-It would be rare for diamonds SI2 and higher to have durability issues.
-Are certain inclusions better than others: each inclusions type can be better or worse so it all depends on the inclusion.
-Are more or less inclusions better: the grade given for clarity factors in all the inclusions which add up to the total grade so neither is better. in lower grades I tend to prefer more smaller inclusions as they are harder to see
-Inclusions to avoid: I would only suggest avoiding diamonds that mention "Clarity grade is based on clouds that are not shown" as this almost always indicates the diamond is hazy

Diamond certificate date:
-the date the diamond was graded can offer some insight into the quality of the diamond. An old certificate date can suggest that the diamond hasnt sold for a long time.
which can suggest that it is undesirable, that it has been taken as a trade in or in some instances that it was priced too high for a number of years and that is why it didnt sell.

Clarity Plots:
-When looking at the clarity plot, it is very important to understand what their intended purpose is. These plots are not designed to offer insight into how the diamond will look; rather they are there to aid members of the trade in finding the locations of the inclusions to verify the diamond. The clarity plots do not provide an accurate representation of how the diamond will look for a variety of reasons. Firstl, they are 2D where as a diamond is 3D so they do not show the precise location of the inclusions. Secondly, the inclusions are marked in red, whereas in reality they are often clear, white or grey. Lastly, the markings on the plots are symbolic representations and therefore these symbols do not accurately reflect how the inclusions look in real life; in certain instances, the clarity plot may drastically overstate the size of the inclusion.

Diamond Cut:
-This tend to be one of the most important and misunderstood aspects of a diamond.
-Cut is solely responsible for light performance, and light performance is the combination of brilliance, fire and scintillation.
-A well rounded diamond will have the best combination of these three
-diamond cut is the sum of the proportions and how they relate to light performance.
-many retailers call every diamond with a labs top grade ideal which is far from the truth as even in GIA excellent there is huge variation in cut quality.
-a diamonds light performance can be show via an ASET image which color codes the brilliance of the light, though these are rarely provided.
-a good diamond retailer should be able to show you the ASET image in person
-diamond hearts and arrows shows optical symmetry which dosent equate to light performance, but a diamond with a nice hearts and arrows patter with almost always have great light performance.
-well cut diamonds will typically look larger as they are brighter and also make more efficient use of the diamond weight
-table, depth, crown and pavilion are most responsible for cut
-fancy shape diamonds are rarely graded for cut as there are to many factor and little industry consensus on qualifications.
-online tools like the HCA cut advisor are decent at weeding out poor cut diamonds (score less than 2) but should never be used to choose between qualifying diamonds as the parameters are way way to general.
As well it should be noted that this tool gives preference to shallow crowns which can lead to sub-optimal diamonds when paired with shallow pavilions.

Diamond Grading Lab
-this is incredibly important as the value of diamond is determined by the grading and if it is not done accurately you will be sure to be getting terrible value
-Both GIA and AGS are interchangeably well respected for accuracy.
-The most common mis nomer is that GIA and AGS diamonds are more expensive. The fee for GIA or AGS to grade a diamond under 3cts is less than $200usd.
So price differences more than this for similar specs from other labs would likely be based on grading inaccuracy. We suggest researching the grading lab if other than GIA or AGS and checking reviews to ensure their grading is accurate.
If you are unsure it is best to have the diamond examined by an independent appraiser.

I typically get asked what is the best place to buy diamonds
-to keep this thread info only I wont provide opinions on places to buy diamonds as we sell diamonds to both stores and direct so my opinion could be construed as biased. I can list a few tips.
-typically higher overhead equates to higher prices, so unless the brand and or store experience is paramount to your decision you can find better value.
-you will ideally want a source of unbiased advice as you should be relying on your vendor to choose the best diamond for you and not for them.
-diamond prices are fairly standardized so I would be wary of massive sales on diamonds.
-ideally you want a vendor that carries GIA and AGS graded diamonds
-Ultimately the choice of the best place to buy is one that meets your needs the best in terms of a balance between expert service and price.

-these should be evaluated with caution as they typically arent worth the paper they are printed on. Most only cover things that rarely if every happen like manufacturing defects.
-I wouldnt suggest having warranty as a deciding factor as you would be better of insuring with a comprehensive options like jewelers mutual which covers everything from loss to theft for 1-1.5% of the value per year

Diamond prices:
-One thing I have noticed over the years in this thread is that most who use the major online sites tend to enter in a given set of specs and pick out the cheapest options for those specs thinking it is a great deal.
Typically the exact opposite is true, the lowest priced options most likely have major issues or are borderline grading for color and clarity.
-Diamonds are insanely efficiently priced and there are almost never deals to found, especially for some one without expert level experience.
-For example if you see two diamonds of the same weight color and clarity with different prices there can be subtle differences in color and clarity and or cut quality.
-The few things that can help to get good value are, lower grades that are borderline with the grade above for color and clarity. Diamonds with great face up sizes without compromising light performance.
Diamonds that look bad on clarity reports but look great in person. Diamonds that are very well cut and non branded as you can get branded diamonds quality for non branded price. But in all honesty deciphering these
traits require immense experience.
-The ultimate goal to get the best value is to pay for exactly for what is most important to you interns of the 4cs.

Lab grown diamonds:
-the best advice for this is if you are buying one dont put too much weight into the future value as prices will likely reduce as the technology increases over the years.
-from my experience they look basically identical to mined diamonds so may provide good value if future resale value is not a consideration,
-with that you should expect a good discount over mined diamonds to compensate for this, and unlike mined diamonds there is largely varying pricing.
-make sure the grading is accurate as they are not graded by major labs yet.

Benefits of a well cut diamond:
-The better the cut, the brighter the diamond, making it appear whiter.
-Brighter diamonds generally appear larger than darker diamonds. This relates to the human eye seeing darker objects as slightly smaller.
-A well cut diamond usually has a larger face up size because its proportions are optimized by its cut
-A well cut diamond holds its market value better than those which are not cut well
-Well cut diamonds mask inclusions better as the brightness of the diamond helps distract away from the effects of the inclusions

-an independent appraiser can be an incredibly valuable tool in making sure your purchase is what it is suppose to be.
-it is key the appraiser does not have a conflict of interest like working directly for the store to ensure an unbiased opinion.

Why are fancy shape diamonds less expensive than rounds?
-Fancy shape diamonds (or any shape other than rounds) are priced less than rounds because they use less rough material and usually produce less waste during the cutting process.
-As round diamonds are cut for beauty and optics, more of the rough diamond is wasted during the cutting phase.
-Fancy shapes are often cut from rough that cannot be used for rounds and as such they are cut deeper and cut to retain most of its rough weight.
Tips on evaluating fancy diamonds are way beyond the scope of a summary as there is too much detail so please post specific questions.

What does the term “eye clean” mean?
Eye clean is a term describing a diamond that does not have any inclusions visible to the naked eye from 10-12 inches in the face-up position under normal overhead lighting conditions.

How can I verify that the diamond ordered in is the diamond I chose?
When we receive your diamond at our facility, we take the following measures to ensure that we have the correct diamond:
1) match the inclusions to those listed on the lab report
2) check the inscription (if available)
3) check all the proportions (table, depth, crown and pavilion angles and girdle diameter) to ensure that they match the respective grading report.

How is the grading of the diamond affected if there are a lot of different types of inclusions vs only one inclusion type?
-Diamonds are assigned a grade which takes into account all of the inclusions visible at 10x magnification. So whether there is only one inclusion
type or many is irrelevant because they are all taken into account in determining the grade.

What does it mean when the report says “additional (type of inclusion) are not shown”?
-This means that there are other inclusions that are so minute that the grader felt that they were not worth noting individually on the clarity plot.

Is there any significance to how inclusions are ordered on the grading report?
-The inclusions listed on the grading report are listed in order of their prevalence. The first inclusion type is the most prominent and impactful on the clarity grade.
Those which sequentially follow have a lesser impact on the clarity grade.

I greatly enjoy maintaining this thread as your questions are a great learning tool for me to see what is important in a diamond purchase and hopefully it helps many others to make the best of their purchase.
I try to keep the thread upto date as best as possible, so please if your post dosent get answered it is because I havent found the time and emailing and PMing me definitely wont expedite this.
2308 replies
Nov 17, 2003
76 posts
Hi thediamondshopper,

1. What is the best value for money combo in terms of colour and clarity? I've already decided on a .9-1ct ideal cut.
2. Where would you suggest I buy a Canadian sourced diamond that comes with accompanying certificate of origin?

This is the ring my GF wants ... duct=62908

Thanks for your help
Deal Addict
User avatar
Dec 11, 2003
1801 posts
Thank you for having this thread.

1. Similar to ramopara's question - what is the best bang for your bucks in terms of clarity, color (ie. best flawed clarity and color before people start noticing flaws if they dont stare into it for too long)?
2. What do you think of diamond engagement rings from costco?
spot finder
Deal Addict
User avatar
Jul 29, 2013
1213 posts
ramopara wrote: Hi thediamondshopper,

1. What is the best value for money combo in terms of colour and clarity? I've already decided on a .9-1ct ideal cut.
2. Where would you suggest I buy a Canadian sourced diamond that comes with accompanying certificate of origin?

This is the ring my GF wants ... duct=62908

Thanks for your help

First off good choice in making an ideal cut a top priority, it really is the most important characteristic of a diamond IMO.

1. In terms of value for money this is a bit subjective and depends on what is important to you. Generally there are two types of diamond purchasers, those who go by the numbers and the grades and those who go by how it looks and of course there are grey areas in between. IMO the best value for money combo is getting the largest best cut stone possible that will not show any inclusions or yellow/brown tinge to the eye. That being said, I usually suggests clients go with H-I SI2 if you are working with a knowledgeable dealer or G-H SI1 otherwise. The reason being is that once the stone is set you will most likely not notice the difference between a D and an H or Flawless and SI1. SI2 and I color are the boundary where things start to get noticeable. Working with a good knowledgeable dealer, they will inquire if an I or lower stone has what is called a tinge (noticeable yellow or brown color), and whether or not an SI2 is eye clean (cannot see inclusions without magnification). Most I SI2 range stones are ok but, what you must keep in mind is that these color and clarity grades are ranges and you want to avoid the bottom end.

One thing to add regarding size and value, a 1ct diamond will cost considerably more than a .96 or .97 (.98 and .99 rarely exist) and the difference size wise in appearance will definitely not be noticed. Actually what is more important in evaluating size is the diamonds mm length and width. For the weight range you are considering (.9-1ct) The ideal size range would be 6.4mm - 6.5mm, there are some really nice .96 stones that are 6.45mm and will look as big if not bigger than half the 1ct stones, and save you a bunch of money.

Most diamond dealers have access to Canadian certified inventory, depending on where you are located it shouldn't be tough to find someone. The benefit is of course that you are buying Canadian, the downsides are that there is limited supply of these diamonds so the selection may not be as vast. Also because most of these diamonds are branded you pay a premium for these diamonds, even though they will look the same as comparable diamonds from any where else.

Nice choice in ring BTW, the tapering really makes the diamond pop.

If you need any further advice please dont hesitate to post or PM.
Deal Addict
User avatar
Jul 29, 2013
1213 posts
Big Brother wrote: Thank you for having this thread.

1. Similar to ramopara's question - what is the best bang for your bucks in terms of clarity, color (ie. best flawed clarity and color before people start noticing flaws if they dont stare into it for too long)?
2. What do you think of diamond engagement rings from costco?
HI Big Brother,

You are very welcome, im glad to give back a little.

For the first question please see my post to ramopara.

2. An honest opinion, costco is great if you eat the same foods or use the same products very often, I shop there :) For diamonds they aren't nearly as good for the following reasons.

First their staff has no clue about the nuances of diamonds and what makes a great diamond, so they will not be able to offer you any guidance. If you take a look at their diamond rings there is absolutely no mention of cut which almost all experts consider the most important aspect.

Second their selection is terrible, if you check their website they have 6 round brilliant diamonds, where as a diamond dealer like my self would be able to provide you with over 20,000 options for round brilliant diamonds 1ct and over between D-I color, IF-SI clarity and ideal or excellent cut polish and symmetry. As you can see the experience with costco is alot more generic, and considering the significance of the occasions that diamond buying usually signifies I feel a little more personalization is a good thing.

Lastly, and I save the best for last PRICE, costco snt particularly the best priced option despite what they advertise. Compared to most jewelry stores they are better priced, but much better deals can be found through internet vendors or a good diamond dealer.
Deal Addict
Sep 9, 2010
4526 posts
My criteria: fair trade, not blood stained and sound investment. So, none of the above.

I'd rather invest on gold/silver/platinum than on blood diamonds or cartel diamonds. Anyway, if it's for the showy bling-bling effects, man-made diamonds get the same effects at just a fraction of the cost. Eventually, with a flood of man-made diamonds, natural gem diamond prices will collapse (prices are so far maintained artificially high by the diamond cartel throttling the supply side.) Diamonds are not a sound investment. Even real estate is a better investment.

[td]Tip #1: The WSJ: Proof That Diamonds Aren’t An Investor’s Best Friend
[IMG] ... amonds.png[/IMG] After adjusting for inflation, currency devaluation and typical bond return rate over a 9 year period (discount rate) people would have lost money if they had invested on diamonds. The figures are worse since only high end diamonds (i.e, those worth at least several hundred thousand dollars) retain some value. Low end diamonds (typical of engagement rings, bling-bling jewelry, for example) lose up to 30% of their value just by leaving the seller's store. Figures are worse for diamonds without fair trade sourcing certificates (e.g., weapons dealer diamonds, warlord diamonds, drug dealer diamonds, money laundering diamonds, smuggled/contraband diamonds, etc.)
[td][IMG] ... -carat.jpg[/IMG]
Diamond prices (at retail stores) are stiff and controlled by offer. These plots follow monetary adjustments for inflation and exchange rate (meaning in constant dollars, retail prices remained flat for large diamonds and decreased for small ones.) Note how price of diamonds practically didn't get any gain (2007-12)

Tip #2. How to be a well informed buyer and avoid getting burnt while shopping for diamonds and engagement rings

To learn about diamond features, the diamond market, and find convenient list of online diamond sellers, please check this webpage (diamondpriceinfo):

It lists some of the major online diamond sellers.
You can be sure these are reputable jewelry shops/online sellers.

Some online sellers allow you to find your diamond using online tools like this one (brilliantearth): ... ment-ring/

Just play with these tools and find what kind of diamond you could get with your budget.

If you need to learn about diamond and/or you need advice about buying diamonds go to reputable diamond information forum like pricescope:

This website has a wealth of information about diamonds as well as a very active forum where you can get advice and comments from
many jewelers, diamond traders and knowledgeable users (this reduces the risk of getting slanted advice from a single source or a con artist.)

I'd advice everybody in RFD to stay clear from people offering diamonds through forums (RFD, RFD BST, Kijiiji, Craiglists, etc.) You'd let yourself wide open to a scam (inferior quality stuff, counterfeit certificates, no returns, bait and switch, stolen property, etc.) If you really want to buy directly from someone (even if that person has an online store front), ask them to create an eBay transaction and pay with PayPal. This way if something goes wrong, you'll have a recourse through PayPal (lengthy) and through your credit card (immediate charge-back, no questions asked.) eBay has the advantage that since everything goes through CC or bank accounts, the seller has to use a real name or a real commercial id. Have the delivery scheduled at a jewelry store where a gemologist could verify the item against the certificate specs, as well as the certificates. This way you'll have as well some video recording of the individual (ask the jewelry store owner to record the transaction.) Get written invoice for the transaction.
Jul 28, 2013
10 posts
How do i know that the diamonds are the original one?
Nov 15, 2006
26 posts
1 upvote
Hi, thanks for answering my questions!

I am strongly considering designing my own ring design via 3d modelling software and possibly having prototypes 3d printed to take to a custom ring maker. How feasible do you think this is? Are there any limitations or other things I should know if I'm to pursue this?
Deal Addict
User avatar
Jul 29, 2013
1213 posts
Hi Manzila,

The best way to tell if a diamond is what it is suppose to be is to take it to an independent appraiser. They are able to examine the diamond under a microscope and use the inclusions like a fingerprint to identify the diamond. If you are just looking to tell if the diamond is real or not, there are these devices called diamond testers, they are relatively cheap, but not always so accurate.
Deal Addict
User avatar
Jul 29, 2013
1213 posts

Great question!! This is very possible and an amazing romantic idea, If you are in the Toronto area I work with 2 ring manufacturers that can help get this project done. You will need some professional advice in the process because not all designs you can create with 3d modeling software can come to reality in poured metal. Some of the things to consider would be if you are going to have accent stones you would need to design the right size pockets for them to be set in. Also you would need an idea of the size of the center stone if you were to design the prongs. Depending on the metal you intend to use platinum is much more difficult to work with, so if your design is very very intricate, especially with engravings you may want to consider gold, although I have seen some Tacori designs in platinum so I guess anything is possible. All in all with a good ring manufacturer im sure just about anything can be done.

Would love to see some pics when your done, and if you need any advice during the process id be happy to help!
Deal Addict
User avatar
Jul 29, 2013
1213 posts
Diamond Tip #1: Table size in a round brilliant diamond can have a great affect on appearance, within certain limitations larger tables on well cut diamonds show more brilliance, where as smaller tables show more fire and scintillation (flashes of color), choosing between the two is a matter of personal taste, and should be taken into account in your diamond purchase
Oct 19, 2010
7433 posts
Mississauga East
What is a better investment to prove to a woman you really care about her?

A. $10,000 diamond ring
B. $10,000 mutual fund investment in her name
Deal Addict
User avatar
Feb 5, 2009
3657 posts
zz000ter wrote: What is a better investment to prove to a woman you really care about her?

A. $10,000 diamond ring
B. $10,000 mutual fund investment in her name
haha, cold hard cash!
Deal Addict
User avatar
Jul 29, 2013
1213 posts
zz000ter wrote: What is a better investment to prove to a woman you really care about her?

A. $10,000 diamond ring
B. $10,000 mutual fund investment in her name
LOL, while most diamonds arent the best investments, a Mutual Fund might seem like the clear choice. But what isnt normally considered in the value of the Joy many women have from wearing a diamond. That said, I guess it depends on the women. Also those who bought brown diamonds before they were called Cognac and Chocolate, have probably had returns better than alot of mutual funds.

But all in all I agree diamonds bought as a consumer are usually not the greatest investment.
Deal Addict
User avatar
Jul 29, 2013
1213 posts
Diamond Tip #2: AGS diamond grading reports contain much more information about the diamond than those from GIA