Help paying off my parents monthly mortgage!
I have known for a while that my family's finance was in trouble since I was a kid. My parents were jobless for almost 10+ years living on savings and earnings they have made before moving to Canada. My Dad currently has a part time job working a few shifts at a factory. My mom is currently jobless but cannot see her finding a job as she has a mental disease from what I can tell (I have tried asking her to get help but she always insist she is ok!). Its been almost 10 years and things have started to finally hit. I recently learnt that my family would be moving out of the house, I am living in now, by the end of this year if things do not get better. Their savings are almost running out since my Dad's current part time job cannot support our family's expenses. But now that I am older, I thought I might be able to lend a helping hand and help salvage the situation. I am wondering how I can maximize the amount of money I make to assist my parents in paying off a bit of their monthly mortgage.
I currently do not have a full-time job as I am still studying in University. This summer, I will be interning with a company and making approximately $2,000 Canadian a month. I will be back in school in the Fall and will not continue with a part time job due to the amount of work at school. I currently have approximately $1,000 in my bank account now. My parents mortgage is approximately $1,200 a month for 20 years. Hopefully, I will be able to land a full-time job after graduation. What do you guys think is the best plan of action now?
Thank you to everyone who took the time to read and post a comment. I have read each and every single one of them. The advice you guys have provided is helping me get through this rough period as I feel comforted by the fact that there are solutions to this problem. I am at a point where I cannot even get help from my closest family members hence I have asked you guys for advice. My Dad simply ignores the problems that the family is having. My mom is in a state where anything you say to her goes out the other ear.
For now, I would really like to get some help for my mom. As I stated earlier in the post, I am sensing that my mom has a mental disease. Every day and night when she has nothing to do, she would hold her phone and go on a messaging app and type messages to herself or to the "Server". I checked her phone today and the last message she wrote to herself was March 20, 2015 which said "vomitlyroughlyeasily". She usually types a few words and then erases them. She does this for hours on end if nobody bothers her. Whenever I ask her what she is doing, she tells me "Nothing is wrong. Go away! You are so annoying. Leave me alone."
I am sad that I have lost my Mom when I lived away during the 3 years I was in University. She was a perfect mom and I hate to lose her. If you guys know what is wrong with her and can tell me who I should see that would be awesome. Right now, no one in my family including my Dad and younger brother want to do anything. I am literally holding this family together.