Like I said, Visa seems to have standardized their damage waver terms for premium cards. Although by all means, check for your specific Visa card before heading to the farm.matrixca77 wrote: ↑What TD Visa is covering is standard across most credit cards except for the dirt/unpaved roads.MonctonMan wrote: ↑Source?matrixca77 wrote: ↑
CDP 1820770 is for MDJ Real Estate and unless you are entitled/work for MDJ Real Estate your credit card's car rental insurance won't cover you if you get into an accident.
I've been using my ex employer's coupon code for years. Read your credit card agreement. Premium Visas are pretty standard, but Mastercard can vary from bank to bank.
On my TD Visa, I can drive on publicly maintained dirt roads, loan my car to whoomever, drive into any Canadian or US state. Covered even for "free" days. Quite impressed.
The fact that you are an employee of X company is not part of the rental agreement. The employee behind the desk is supposed to be doing the verification. Only the price is part of the agreement, not the reason behind it. Therefore your car would still be covered. As per the Visa site, note that the exclusions above might invalidate the $200,000 or so liability insurance that _some_ rental company's have, as per state/provincial requirement or common sense).Operation of the rental vehicle in violation of the terms of the rental agreement
except:
a. covered persons as defined, may operate the rental vehicle;
b. the rental vehicle may be driven on publicly maintained gravel roads;
c. the rental vehicle may be driven across provincial and state boundaries in
Canada and the U.S. and between Canada and the U.S.
Toronto is a very small part of Canada