High deductable, liability only tenants insurance?
Does such a thing exist? I'm currently renting, and been without tenant's insurance for a while as I can self insure, but think I should get it in case I do something really big and stupid like burn the house down. The down side of having assets is it's something for people to come after when you screw up.
I fiddled around with a few calculators, and it seems like there is no option to reduce belongings down to 0 (min is 25k), and no option to make a deductible higher than 1k.
Essentially what I'm looking for is a holy shit catastrophe policy, say $1-2m, with maybe a $10-50k deductible. Anyone know if such a things exist and where you can get it?
I fiddled around with a few calculators, and it seems like there is no option to reduce belongings down to 0 (min is 25k), and no option to make a deductible higher than 1k.
Essentially what I'm looking for is a holy shit catastrophe policy, say $1-2m, with maybe a $10-50k deductible. Anyone know if such a things exist and where you can get it?