Hit a deer what next?

The insurance company/body shop will have to determine the damages and repair cost.
They then decide if its a write off or repairable.

That does not look terrible but of course i have no idea whats lurking under the hood.

cristianosham wrote: ↑ 2012 X3 hit a deer on the highway, air bag deployed. My guess the car is totalled? How to negotiate a higher payout? Or have insurance find a similar replacement?

Sorry to hear and see this. What happened to the deer?

JacobV91325 wrote: ↑ Sorry to hear and see this. What happened to the deer?

Freezer!


@cristianosham ...first, hope you and occupants are ok.

My mom did one of these several years ago...before airbags....

Aigbag deployed is an expensive payout. Would suspect on 10ish year old whip your inclination is correct.

Oh deer…

Yikes that sucks. Hope everyone is ok, but yes being a 2012 it will be written off. Start researching how much people are asking for the same year make/model across all platforms. Get an instant quote on trader.ca

Just remember, what people are asking for and how much it actually sells for are two different things.

the deer hit you

Rip in peace deer.

Oldman crushed a big deer in his 2012 X5. No bags deployed, still written off. The rad support was considered structural and that's all it took.

9 years old BMW with Airbag deployed, Front bumper, headlight, hood needs to be replaced. Not if if anything else the photo didn't show, but most likely it is a total loss.

OP, check kijiji or autotrader to find a car with the same yr, same trim and similar mileage and take it as a reference of how much the claim "should" be.

aeba7 wrote: ↑ Hope to see you soon:
post-pics-your-bbqd-food-thread-865595/

That's what I was thinking - "Steak on the grill." - yum

So...... You did keep the deer, right?

op I would go on autotrader.ca and look for similar vehicles as yours in terms of make/model/mileage/packages in order to get a ball park at what your vehicle is worth on the market. This way when insurance present their first offer, you will know if it's a fair offer. Sorry to hear about your loss, I hope everyone is okay, I have been in a similar situation myself re: roadside deer, it can be a shocker.

I'm also interested to know what happened to the deer.

Sorry to hear about the "accident". Hope everyone in the car is okay. It's not fun to have this happened to you.

I to hit a small deer a few months ago and managed to drive home (OPP gave the okay) with damages to the left corner and no airbags deployed but it was still a write off for a 2008 Avalon with 122K in excellent condition inside and out. They cited an older car with hard to find replacements and cost could increase a lot more than the initial repair quote. I wanted to have that car repaired but no luck.

Look for similar vehicles of the same year - my Co-operators insurance does not have calculations for different years (+/- 1-2 years) but similar mileage because my mileage was low so they used 1.2c/1000km difference compared to cars with twice the mileage!

I had to use Kelly Blue Book to get a higher value than what they and I could find on Auto Trader and various sites. In the end I got an additional $1500+tx from the initial amount that they offered through continued negotiations with proof. The initial amount they offer is in no way a take it or leave it number, you can continue to negotiate. Good luck.

Check out this thread
https://forums.redflagdeals.com/non-fault-car-write-off-know-your-rights-get-more-money-430232/

I also had $500 added to the payment for fairly new tires in the last write off for the previous Pilot. I did not have to provide receipt because you can tell that the tires are new. When the adjustors are not visiting the collision center to assess the damage during Covid, they want to rely on you to provide the proofs.

I traded the good 1-y-o battery in the damaged vehicle for a 14-y-o battery in running condition that I kept as a back up. Take out any aftermarket add-ons that you can remove but the vehicle needs to be in working condition (can't take something out that renders that function useless).

If it's a write off then most likely it will end up in auctions. They offered me the car for $2500 because it would not be titled salvage but it would have taken me lots of time to repair so I didn't take the option.

As soon as the air bags deploy, the car is written off. Plus the age of the car, and damage sustained, it will be a no brainer. I hit a deer last winter (it shat all over my windshield for added fun) and insurance gave me the run around for a while. Initially, they told me they could repair it (as per the body shop I chose). A week went by, with me under the impression the car is being repaired. After a week I called the body shop for an update and they informed me insurance told them to write it off and crush it. I used this as leverage when I called insurance to negotiate a higher payout, (wasn't expecting to purchase a new car, need time to shop around, etc) as well as extended rental coverage. They were only going to offer me two days of rental coverage which is absurd.

Also I know it's long gone now, but did the deer manage to get off the road? You're supposed to report it to the police if you hit an animal and it stays on the road.

Good luck with your car!