With that upload speed on the speed test you should be getting the full download speed via speedtest.net. Make sure you are choosing the Rogers server on the test.
I live in an older neighborhood also. My area was oversubscribed, believe me. But with your upload speed it sounds fine. The beta firmware could help you.
How old is your Mac laptop? Is there anything else you could test with? I would think you could hit 300-400mbps over wifi with something like an iPad or an iPhone. Make sure you use the 5ghz network.
I am a Zoomer customer.