Group insurance is government mandated and called WSIB and for a job like that it’s 10% straight off the labour portion which includes fun things like gas, insurance on your vehicles depreciation etc.CuriousC wrote: ↑ In regards to their fees: I work as contractor too, in a different domain and my job involves higher risks than that of a contractor
There is a solution for this, aggregate, get group insurance etc. And don't tell me about the other things you mentioned because I don't buy that. I know the cost of tools required to do a job like the one linked by Jerico and I don't think someone needs a shop for that and other "employees" for that (they pay cash to their helpers most of the time, I started like that in Canada years ago...my pockets were empty and I had to accept that so I know pretty well how it works)
When was the last time someone in your industry was seriously injured? It happens daily in construction and there is a serious issue like death about every 3 weeks.
One of the tools to do that job requires delivery to the job site. How much is a cube van? Commercial insurance? Gas? Etc etc etc. I think you are underestimating the tool portion even for someone like yourself.
Once you get neckdeep in this and it’s been 120 days you might form a different opinion of the skills, tools and experience it takes a contract to do this stuff in 1-3 days.
I’ll be sure to say hi to the other contractors I know next time we have our Lamborghini meet up since everyone is a millionaire on your eyes.
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