How can I tell if my credit card issuer's auto insurance covers will primarily cover rental car damage?
What kind of wording in the insurance contract should we be looking at to confirm that the credit card covered will cover any damages before our own auto insurance kicks in?
Would anyone know of any particular credit card in Canada that will cover the damages primarily and leave our auto insurance untouched? I will have to read my RBC Gold Visa and CIBC Dividend Platinum Visa pamphlets (or maybe the latest ones online) if the insurance will cover the damages and not be secondary to my auto insurance policy.
Thanks.
https://www.allstate.com/tools-and-reso ... rance.aspx
If you have extra rental car insurance through a credit-card issuer, call the toll-free number on the back of your card and have them explain your options in detail before you reserve your car. The card issuer's insurance is typically "secondary," meaning that it may pay your deductible and expenses that exceed what your primary insurance company will pay, according to the III. Be sure to check before you rent.
Would anyone know of any particular credit card in Canada that will cover the damages primarily and leave our auto insurance untouched? I will have to read my RBC Gold Visa and CIBC Dividend Platinum Visa pamphlets (or maybe the latest ones online) if the insurance will cover the damages and not be secondary to my auto insurance policy.
Thanks.
https://www.allstate.com/tools-and-reso ... rance.aspx
If you have extra rental car insurance through a credit-card issuer, call the toll-free number on the back of your card and have them explain your options in detail before you reserve your car. The card issuer's insurance is typically "secondary," meaning that it may pay your deductible and expenses that exceed what your primary insurance company will pay, according to the III. Be sure to check before you rent.