All depends on credit history could also be higher. You'll have to try to see what rate they'll give you. Congrats on the first car. What are you getting?slifer wrote: ↑ I'm planning on purchasing my first car, but I'm not sure what kind of financing rates I should be seeing currently. On the manufactures website it lists 3.99%. Would this be offered at any dealer under that brand? Or will it be slightly higher to adjust for their dealer profits? Would I be able to get a better deal than the 3.99% by going to a bank and getting approved?
Yes, 3.99% would be the same at any dealer for the same car, same length of term on a new car. They will do a credit check and if you pass you will get that rate.slifer wrote: ↑ I'm planning on purchasing my first car, but I'm not sure what kind of financing rates I should be seeing currently. On the manufactures website it lists 3.99%. Would this be offered at any dealer under that brand? Or will it be slightly higher to adjust for their dealer profits? Would I be able to get a better deal than the 3.99% by going to a bank and getting approved?
Planning on getting a Subaru BRZ, as still not married.. don't really have any responsibilities yet so good time to have a "fun" car. But may save up for another few months before really purchasing the car or even another year..
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