How would you maximize AP with $15K

This offer is not applicable to holders of an existing American Express Small Business Card product.

batcave wrote: ↑ You won't get the welcome bonus on the business gold if you already have the business platinum card.

The fine print,



Maybe the personal gold? I read you can get the bonus again because it is now a credit card and it was previously a charge card.

batcave wrote: ↑You won't get the welcome bonus on the business gold if you already have the business platinum card.

The fine print,

Pursuit2013 wrote: ↑Hiya! I have to pay CRA approx $15-20k. What's the best way to get the most AP. Questions for the pros

1) I just got Amex business platinum. But I can refer myself for AMEX Business gold. Any restrictions on applying in the same month for 2 business cards.
2) when I got approved for platinum bus. The credit limit given is too high, can I get that reduced before applying for the second card? If that makes a difference..

My current plan:

-refer P1. spend $10k with plastiq to meet MSR
-refer myself for business gold, spend $5K via plastiq to meet minimum spend. I've had the card previously, like 4 years ago so this may be a risky move.

Anything you would do differently? I've held Amex Cobalt, gold, bus gold, and personal plat in the past.

catsoncoffee wrote: ↑ Don’t refer yourself. Amex has really been cracking down on that, but if you have a spouse, you can still trade referrals back and forth. The biz edge card is a good deal for a $99 Annual fee. It also has the language about not holding another business card but I don’t think that is really enforced. 55k through referral or 45k plus $75 GCR rebate

Pursuit2013 wrote: ↑ Thanks for the heads up.

I believe Biz edge card points can't be converted to AP though or do I have this all wrong?