How are you all doing the cross-border / USD banking with no fees?
I have some USD in a Canadian USD account, but I can't do things like bill pay or ACH. I'd have to convert it to CAD, then use another service to convert it back to USD to buy things in USD.
I can't seem to find the RBC options with no fees. I think this might be the TD stuff:
Open this account:
https://www.td.com/ca/en/personal-banki ... g-account/
Then open this account:
https://www.td.com/us/en/personal-banki ... nvenience/
Maybe talk with the staff or whatever to enable cross-border transferring and you're set? Not sure though.