Is the rate good for over $1 million mortgage or less than $1 million?gamer4lyfe wrote: ↑ Overall good experience with HSBC. A bit more work was involved and additional documents needed as opposed to other brokers/banks I had contacted but overall my rep was great with following up,
Options were 5 Year Fixed was 1.54% and 5 Year Variable was Prime --1.16%, which is currently 1.29%.
HELOC was Prime +0%. Prime is currently 2.45%.
If you are interested in the HSBC Don Mills contact I used, feel free to send me a PM.
HSBC
HSBC Fixed rates: 1.84% 2-yr & 5-yr, 1.64% 5-yr Insured (with cashback ends Oct 30!)
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- studycertification
- Member
- Jun 19, 2005
- 266 posts
- 41 upvotes
- Toronto
- gamer4lyfe
- Member
- Oct 5, 2007
- 497 posts
- 140 upvotes
- GTA
The mortgage was under $1MM so I'm unsure about over $1MM. Amortization was 30 years but was also presented with the same for 25 years I believe or a switch.
- gamer4lyfe
- Member
- Oct 5, 2007
- 497 posts
- 140 upvotes
- GTA
Unsure about over $1MM as mine was under $1MMstudycertification wrote: ↑ Is the rate good for over $1 million mortgage or less than $1 million?
- PriceHunter
- Deal Addict
- Nov 12, 2015
- 3673 posts
- 4140 upvotes
This thread requires a major overhaul. Rates and offers have changed since beginning of March.
Stay strong, situation always looks harder and that it will never end when you are in the middle of it, but remember past experiences, everything has an ending.
- hvc
- Deal Fanatic
- Aug 31, 2010
- 7556 posts
- 6834 upvotes
so.. get to overhauling the summary then?PriceHunter wrote: ↑ This thread requires a major overhaul. Rates and offers have changed since beginning of March.
- ah_b
- Member
- Aug 15, 2009
- 284 posts
- 83 upvotes
Can anybody who got 1.19% 5y variable share what their mortgage amount was? My HSBC agent is looking for a data point. FWIW I'm looking for a mortgage around 570k.
- drchintan85
- Newbie
- Nov 24, 2020
- 2 posts
Hi. I am planning to deal with a rep in Mississauga, ON. I wonder if you could share the details of your rep if he or she's at Mississauga location
- addicted2it
- Deal Addict
- Jul 30, 2005
- 2348 posts
- 258 upvotes
PM sent of my contact in Mississauga branch.drchintan85 wrote: ↑ Hi. I am planning to deal with a rep in Mississauga, ON. I wonder if you could share the details of your rep if he or she's at Mississauga location
- skye.lee
- Jr. Member
- Mar 7, 2011
- 141 posts
- 87 upvotes
I'm thinking of switching my mortgage over to HSBC. What is the advantage of your contact in Mississauga? Can you send me details please?addicted2it wrote: ↑ PM sent of my contact in Mississauga branch.
- energie8
- Member
- Oct 29, 2008
- 217 posts
- Toronto
Looking to switch also, can you send me their contact?
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