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[HSBC] Hsbc mortgage 1.76% 5 year fixed

  • Last Updated:
  • Oct 8th, 2020 8:11 pm
May 20, 2006
200 posts
aaleemm wrote: Which lender ?
Amortization period ?
Insured or uninsured ?
New or renewal/refinance ?
Think financial (same as the one quoted in the post directly above yours). Up to 25 year amortization. Uninsured (I stated that in my post - see conventional). Renewal from CIBC. The rates are specific to your situation and based on a number of factors so you’ll have to contact one of the brokers in that thread to get a quote for your situation.

To respond to the poster above... the mortgage thread is hardly useless. Obviously that poster got that quote because of that thread. You just have to be willing to pm one of the brokers there - they aren’t allowed to advertise directly on the board.
Jul 21, 2017
87 posts
Experts what is your view on the below when deciding Fixed vs Variable : ... rates.html

Key takes :
"As the central bank concluded its two-day policy meeting Wednesday, it said short-term rates would remain targeted at 0%-0.25%"

"Projections from individual members also indicated that rates could stay anchored near zero through 2023. All but four members indicated they see zero rates through then. This was the first time the committee forecast its outlook for 2023.

My view :
Probably the best scenario would be (assuming FED does what it says):
2020 = variable
2021 = variable
2022 = variable
2023 = Convert variable into 3 or 5 year fixed
2024 = Fixed
2025 = Fixed
2026 = Fixed
2027 = Fixed

Deal Addict
Aug 26, 2004
1937 posts
HSBC good luck getting a response after the application you need to hound them.


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