Automotive

I Am a Home and Auto Insurance Broker, AMA...

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  • Jul 7th, 2015 11:24 am
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[OP]
Member
Apr 17, 2012
485 posts
379 upvotes

I Am a Home and Auto Insurance Broker, AMA...

I'm a broker with one of the world's largest personal and commercial brokerages. I've seen just about every crazy situation, driver, and homeowner (including someone who just burned their house down with a blowtorch...).

There's been quite a few threads asking insurance questions, so I thought it might be of benefit to have someone qualified to answer insurance questions for RFDers.

Ask away!
6 replies
Deal Guru
Jun 11, 2005
13305 posts
2526 upvotes
Toronto
I pleaded guilty to a speeding ticket (under 10 kmph). How long until my insurance decreases because of this?

I was paying 170 a month and now its up to 240.
[OP]
Member
Apr 17, 2012
485 posts
379 upvotes
trixstar wrote: I pleaded guilty to a speeding ticket (under 10 kmph). How long until my insurance decreases because of this?

I was paying 170 a month and now its up to 240.
Convictions stay on your record for 3 years from the date of conviction (the day you plead guilty, lose in court, or pay your fine).

Some insurers offer a minor conviction waiver for those who have been driving conviction free for 5+ years.
Deal Guru
Jun 11, 2005
13305 posts
2526 upvotes
Toronto
shirazir wrote: Convictions stay on your record for 3 years from the date of conviction (the day you plead guilty, lose in court, or pay your fine).

Some insurers offer a minor conviction waiver for those who have been driving conviction free for 5+ years.
awesome thanks!
Deal Expert
Feb 24, 2007
15087 posts
2678 upvotes
I have a slew of questions regarding my grown kids. Will pm you with more details. :)

** I assume you are located in Ontario??
Deal Fanatic
User avatar
Aug 11, 2008
9257 posts
1816 upvotes
Ontario
There is a thread already regarding "ask me anything about insurance"...
RIBO LICENCED INSURANCE BROKER, over 35 years experience

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