i got a copy of my equifax credit report
who can i talk to about the details? financial advisor etc........ Transunion wii be here sometime this week. thanks.
Sep 9th, 2012 10:10 am
Sep 9th, 2012 10:53 am
Sep 9th, 2012 1:14 pm
You can go to your own bank and ask to speak to one of their credit specialists. Most banks do it for free.
Sep 9th, 2012 3:54 pm
It isn't clear what you are asking. There are a few possibilities:
Sep 9th, 2012 11:25 pm
Sep 10th, 2012 7:56 am
# 2 and #3M8Rxmjsik wrote: ↑It isn't clear what you are asking. There are a few possibilities:
1. How do I correct errors on my credit report?
Your credit report will come with a form & instructions on how to file a dispute with the credit bureau to correct inaccuracies.
2. How can I better deal with credit?
If you're spending beyond your means, paying high interest rates or late paying your creditors, then a credit counselor might be able to help.
3. How can I get a better credit score?
Some financial decisions are made mostly or entirely based on your credit score - the FICO score (http://en.wikipedia.org/wiki/FICO_score) is the most common.
Your FICO score can be manipulated & improved by doing certain things. There are many threads on RFD discussing how in excruciating detail.
Sep 10th, 2012 8:07 am