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Ideas for MSR purchase to secure CC welcome bonus

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  • Sep 11th, 2020 11:10 pm
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[OP]
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Sep 3, 2019
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Ideas for MSR purchase to secure CC welcome bonus

I thought the welcome bonus on my new CC didn't have minimum spending. Turns out I'm wrong, and now I have a month left to secure the bonus.

Requirement is $1K.

Any ideas? Costco or any other large B&M with 1 year return policy strongly preferred.

I already bought all the GCs I need from Ugo/Moola. $1K is not much but I'm also unwilling to pull transactions/autopay from my 10% CB with TDCBVI

Thanks.
14 replies
Deal Fanatic
Jan 19, 2017
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SKill7 wrote: I thought the welcome bonus on my new CC didn't have minimum spending. Turns out I'm wrong, and now I have a month left to secure the bonus.

Requirement is $1K.

Any ideas? Costco or any other large B&M with 1 year return policy strongly preferred.

I already bought all the GCs I need from Ugo/Moola. $1K is not much but I'm also unwilling to pull transactions/autopay from my 10% CB with TDCBVI

Thanks.
you have enough gcs for food & gas? How about pre paying your insurance for car, home, cell charges, etc.
Sr. Member
May 26, 2009
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Calgary
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Sr. Member
Dec 22, 2007
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Mississauga
SKill7 wrote: I thought the welcome bonus on my new CC didn't have minimum spending. Turns out I'm wrong, and now I have a month left to secure the bonus.

Requirement is $1K.

Any ideas? Costco or any other large B&M with 1 year return policy strongly preferred.

I already bought all the GCs I need from Ugo/Moola. $1K is not much but I'm also unwilling to pull transactions/autopay from my 10% CB with TDCBVI

Thanks.
you can pre-pay some bills that take credit card... know you can rogers, Telus, unsure about others but anything that you can make a one time payment. Giftcards for places you will actually use.
get a square reader and bill yourself is always an option depending on your comfort level
Deal Addict
Dec 28, 2007
1031 posts
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Depending on the value of this welcome bonus, it may be worth paying the fees to make payments to CRA, utilities, property tax, etc through Plastiq/SimplyPay/etc.
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May 8, 2009
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Going to the Moon
Gonna guess it's a VISA? Can't think of where to spend $1k within three (3) months anywhere VISA is accepted?

Ya, if nothing else just overpay some bills.
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May 27, 2017
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Winnipeg, MB
Since you mentioned Costco, why not get some Costco GCs online? Yes, VISA accepted.
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May 8, 2009
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titaniumtux wrote: Gonna guess it's a VISA? Can't think of where to spend $1k within three (3) months anywhere VISA is accepted?

Ya, if nothing else just overpay some bills.
umcsdon wrote: Since you mentioned Costco, why not get some Costco GCs online? Yes, VISA accepted.
Good point. If it's an MC it's a little easier in Canada.

OP, your 10%/everything on TD CBI is 1+9% or 3+7%...if you spend within the accelerated categories during the welcome bonus on TD CBI (assuming welcome bonus cashback is category-agnostic), you're only eating up room within the annual $15k spend cap for the 3% accelerator at no added benefit to you. It's better to burn through TD CBI MSR on uncategorized spend.

Can use PayTM to pay utility bills (with a fee) with your $1k MSR card. Such a transaction would not be eligible for the 3% accelerator on TD CBI anyway.
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umcsdon wrote: Since you mentioned Costco, why not get some Costco GCs online? Yes, VISA accepted.
I stopped ordering gift cards from Costco after the one time I did, the envelope was just left on my doorstep for anyone to steal. The carrier didn't even bother to push the envelope through my mail slot.
[OP]
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Sep 3, 2019
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Kiraly wrote: Just buy what you need. I know that sounds like a smart-ass answer but honestly it's hard to suggest what you should buy when we don't know what you need.
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duderaf wrote: you can pre-pay some bills that take credit card... know you can rogers, Telus, unsure about others but anything that you can make a one time payment. Giftcards for places you will actually use.
get a square reader and bill yourself is always an option depending on your comfort level
umcsdon wrote: Since you mentioned Costco, why not get some Costco GCs online? Yes, VISA accepted.
GCs aren't something I thought of either. I'll buy some Costco GCs and Vanila cards in store.
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Jan 12, 2017
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does standalone circleKs sell gcs? only 7/11 close to me does but its far away in pickering! tia
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[OP]
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Sep 3, 2019
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mikka2017 wrote: does standalone circleKs sell gcs? only 7/11 close to me does but its far away in pickering! tia
I remember someone on here saying they bought $1K+ Amazon GCs from CircleK and for whatever reason, Amazon considered it fraudulent activity - that's all I've heard about them
Member
Apr 16, 2020
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QuicKi7 wrote: I remember someone on here saying they bought $1K+ Amazon GCs from CircleK and for whatever reason, Amazon considered it fraudulent activity - that's all I've heard about them
From Amazon's point of view it could look similar to many scams. Should be easy to prove them wrong with receipts though.

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